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Fees
No Monthly or Annual FeesAccess to Benefits
Purchases Protection and Roadside AssistanceCard Highlights:
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N/A
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Fees
No Annual, Purchase or Foreign Exchange FeesProtection Services
Free Fraud & Purchase ProtectionCard Highlights:
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Instant Approval
Get Your Account Info Instantly!Track Your Credit Score
Free credit ScoreTracker*Card Highlights:
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Improve Your Credit Score
Free Credit Bureau ReportingCredit Line
$300 - $2,000 Credit LineCard Highlights:
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Free Savings Account - 5.95% APY
1% Cash Back on Gas
Card Highlights:
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Direct Deposit
Get Your Money Two Days EarlyCard to Card Transfers
Send Money to Family and FriendsCard Highlights:
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Prepaid debit cards are similar to both ATM debit cards and regular credit cards in the sense that you can swipe them at any time to pay for products and services. They are especially helpful to those with bad credit who cannot qualify for an unsecured card otherwise. Prepaid cards are also helpful for parents wanting to give their kids a credit card with “training wheels” to teach them how to handle debt. Most prepaid debit cards are available with no fee, even to those who do not have a bank account or credit history. The credit limit extended to you is based on how much money you deposit into the reloadable account ahead of time – or how much you “prepay” on the card.
You can use a prepaid card the same way you would use a debit or credit card, and you can make withdrawals or purchases against the cash balance in the account. If you use up your cash, the card limit runs out. Then you can recharge, or resupply, your reloadable card by making another cash deposit.
Check the details of each card because they all charge various fees and apply different rules. Many also offer helpful cash management and bill paying tools through convenient online account access that can assist with establishing an improved credit history. You will just have to see what options are available for you. Study the FAQ section of the card’s website or look for the terms and conditions page – which companies sometimes sneakily hide or bury where you have to look long and hard to find it. Here's a nice FAQs page for your convenience.
Over 1,250,000 cardholders since 2005
*Disclamer: See the online credit card application for details about terms and conditions. This site may be compensated by credit card issuers when a reader applies for a credit card through the links on this site. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click on the "Apply Here" button and review info on the secure credit card terms page.
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