Business Credit Cards
- Compare business credit cards from major credit companies looking to establish credit with reputable businesses
- Expert and Independent ratings & consumer reviews of business credit card offers
- Secure and immediate online application process
Capital One® SparkSM Cash for Business
Editor’s:
- Intro APR N/A*
- Intro BT APR N/A*
Highlights:
- Earn 2% cash back on every purchase, every day
- Get a $100 cash bonus - just spend $1,000 within the first 3 months
- Receive a $50 cash bonus by signing up for one or more employee cards
- Enjoy award-winning small business customer service
- $0 intro annual fee for the first year; $59 after that
- Redeem cash rewards anytime, for any amount, even set up automatic redemption
- Earn unlimited cash rewards that don't expire
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | N/A* | 13.90% (Variable)* | $0.00 1 year, then $59.00* | Excellent |
Ink(SM) Classic
Editor’s:
- Intro APR 0% for 12 Months
- Intro BT APR 0%
Highlights:
- Up to 25,000 bonus points – 10,000 bonus points after your first purchase, plus an additional
- 15,000 bonus points after you spend $5,000 in the first 3 months!
- 5X points per dollar on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
- 2X points per dollar on the first $25,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel
- 1 point per dollar on all other card purchases with no limit on the amount you can earn
- Cash back rewards do not expire
- 0% Introductory APR for 12 months
- No Annual Fee
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0% for 12 Months | 0% | 13.24%-19.24%*(Variable) | $0* | Excellent |
Ink Bold(SM) with Ultimate Rewards
Editor’s:
- Intro APR N/A*
- Intro BT APR N/A*
Highlights:
- Earn up to 50,000 bonus points – 25,000 after your first purchase, plus an additional 25,000 after you spend $10,000 in 3 months – that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool
- Earn up to 5X points per dollar on eligible business purchases, and points do not expire
- No foreign transaction fees
- Free Employee Cards
- No interest charges because it’s a pay-in-full charge card
- Transfer points you’ve earned to participating frequent travel programs at a 1:1 value
- No Annual Fee in the first year – a $95 savings
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | N/A* | N/A* | $0.00 1 year, then $95.00* | Excellent |
Highlights:
- Designed for businesses with an established credit history
- $100 gift card - when you redeem the 10,000 bonus ThankYou® points received after $300 in purchases within 3 months of account opening
- 0% intro APR on Purchases for 6 months. After that, 13.24% variable
- 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases
- Earn rewards for your business expenses, including purchases made on employee cards
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No Annual Fee*
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0.00%* | N/A* | 13.24% (Variable)* | $0.00* | N/A |
Capital One® SparkSM Miles Select for Business
Editor’s:
- Intro APR 0%* until November 2012
- Intro BT APR N/A*
Highlights:
- Get a 50% bonus on the miles you earn every year
- Earn 1 mile per dollar on every purchase, every day
- Save with 0% intro APR until November 2012
- Enjoy no annual fee
- Get online Quarterly and Year-End Summaries
- There's no limit to the amount of miles you can earn and miles don't expire
- Fly on any airline, anytime, with no blackout dates or seat restrictions
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0%* until November 2012 | N/A* | 14.90-19.90% (Variable)* | $0.00* | Excellent |
Capital One® SparkSM Cash Select for Business
Editor’s:
- Intro APR 0%* until November 2012*
- Intro BT APR N/A*
Highlights:
- Get a 50% bonus on the cash back you earn every year
- Earn 1% cash back on every purchase, every day
- Save with 0% intro APR on purchases until November 2012
- Enjoy no annual fee
- Get online Quarterly and Year-End Summaries
- Redeem cash rewards anytime, for any amount, even set up automatic redemption
- Earn unlimited cash rewards that don't expire
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| 0%* until November 2012* | N/A* | 14.90-19.90% (Variable)* | $0.00* | Excellent |
Capital One® SparkSM Miles for Business
Editor’s:
- Intro APR N/A*
- Intro BT APR N/A*
Highlights:
- Earn 2 miles per dollar on every purchase, every day
- Get 10,000 bonus miles - just spend $1,000 within the first 3 months
- Receive 5,000 bonus miles by signing up for one or more employee cards
- Enjoy exclusive, award-winning customer service
- $0 intro annual fee for the first year; $59 after that
- There's no limit to the amount of miles you can earn and miles don't expire
- Redeem miles for travel, cash back, gift cards, merchandise, and more
- Fly on any airline, anytime, with no blackout dates or seat restrictions
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | N/A* | 13.90% (Variable)* | $0.00 1 year, then $59.00* | Excellent |
The Business Gold Rewards Card® from American Express OPEN
Editor’s:
- Intro APR Intro Purchase N/A*
-
Intro BT APR
Intro Balance Transfer N/A*
Highlights:
- For a limited time: Earn 5X points on shipping and advertising for the first 3 months of Card membership.
- Earn points even faster to get more rewards for your business
- 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else*
- One million rewards from over 500 brands
- 24/7 support for everything from identity theft to travel emergencies
- $0 introductory annual fee for the first year, then $175
- Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived for the first year
- Terms & Restrictions Apply.
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| Intro Purchase N/A* | Intro Balance Transfer N/A* |
N/A* | $0.00 1 year, then $175.00* | Excellent |
Capital One® SparkSM Classic for Business
Editor’s:
- Intro APR N/A*
- Intro BT APR N/A*
Highlights:
- Enjoy no annual fee
- Build business credit with eligibility for an automatic credit line increase
- Earn 1% cash back on every purchase, every day
- Separate business expenses from personal expenses
- $0 Fraud Liability if your card is ever lost or stolen
- Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service
| Intro APR: | Balance Transfer: | Regular APR: | Annual Fee: | Credit Needed: |
| N/A* | N/A* | 22.90% (Variable)* | $0.00* | Average |
Updated by Chris Mettler on
Compare Business Credit Card Offers
Business credit cards are tailored toward those who own small businesses, operate or manage a small or large business, and those who use credit cards to make business purchases. With a business credit card you can essentially charge any kind of business expense. You’ll find that with business cards they can be used when buying inventory or paying for travel, gas, entertaining of clients, or office supplies.
The best business credit cards will be those with the most perks and benefits that you’ll actually take advantage of on a regular basis, so study those carefully to make sure that they are a good match for your spending habits and routine card usage. When reviewing business credit card offers, always weigh the perks and features against the interest rate and any annual fee or other charges that a business credit card carries. Sometimes business credit cards can be useless from a benefit standpoint if they aren’t used on a routine basis.
Business credit cards also offer many features and tools to help you run your business, manage your budget, track your expenses, stay on top of your taxes and tax deductible expenses, and save time and extra labor when dealing with card related finances. Make sure to inquire about these tools and online account features which are often provided for free by some of the best business credit card issuers.
