Canadian Credit Cards


  • Compare the best Canadadian credit card offers & choose from our top 3 picks
  • Expert & Independent ratings & consumer reviews of Canadian credit cards
  • Secure and immediate online application process
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Your Rating:

2.7/5.0 from 3 Cardholder Reviews

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Regular Purchase APR


Rewards Rate

Earn 1% on eligible purchases*

Intro Purchase APR

1.99% on balance transfers and deposits for first 10 months

Sign Up Offer

Intro Purchase APR No intro APR
Intro Balance Transfer: 1.99% for 10 Months

Ongoing Information

Regular Purchase APR: 19.99%*
Annual Fee: None
Rewards Rate: Earn 1% on eligible purchases*
Credit Needed:
No Credit

Credit cards for no credit are intended for those without an established FICO score.

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*See Terms


  • No annual fee
  • Earn up to 1% in CAA-Quebec Dollars on your other eligible purchases
  • 1.99% annual interest rate (AIR) on balance transfers* and deposits* for the first 10 full months
  • Unparalleled 24-hour customer service
  • Online access to your credit card account
  • International acceptance at millions of locations
  • Enhanced security and protection with Chip & Pin technology and PayPass
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Canadian Credit Cards


For those in Canada, credit card offers are numerous but that does not mean they are all the same. The above is a list of credit cards for Canadian based residents. These offers range in low intro balance transfer rates to gas and shopping incentives. Credit card companies know what you want - a low interest rate, great rewards programs and even an incentive to sign up. Before you do, know what your options are. Take the time to compare credit card offers from Canadian lenders. Determine which one fits your needs the best, then apply!

Canadian credit card companies want to do business with you. To encourage you to sign up with them, many will offer a wide range of incentives. Some of the best companies will offer rewards including discounts on interest rates for a limited time. Others offer plenty of bonus miles or points that could provide you with a free trip - all for signing up and using your credit card the way you already do. Incentives should NOT be the only thing considered when applying for a card so determine which is best for you and  your needs. 

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