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Top Three Credit Cards for Golf Fanatics

*Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

This article was last updated Oct 09, 2017, but some terms and conditions may have changed or are no longer available. For the most accurate and up to date information please consult the terms and conditions found on the issuer website.

Rewards credit cards often come with a host of perks and benefits that the cardholders don’t even know exist. However, these perks can potentially offer a great value when you put them to use on things you were already going to spend your money on.

As the weather  begins to cool off over the next few months, many Americans will br feeling the itch to get out on the golf course. If you’re an avid golfer, these three credit card come with rewards and perks that you will love.

1. PGA TOUR® BankAmericard Cash Rewards™ MasterCard®

VHDThis credit card is modeled after the popular BankAmericard Cash Rewards Credit Card, but comes with some fantastic perks for PGA fans through its TPC Rewards Program. The list of golf perks with this credit card is seemingly endless, but a few of the highlights include 20% off merchandise at TPC shops, discounted green fees, exclusive access to private clubs, and perhaps the best benefit of all, you’ll earn two tickets to the PGA TOUR event of your choice after you spend $75 on your card in the first 90 days.

Overall, this credit card is loaded with perks that golf lovers will drool over, and it also comes with one the best cash back programs on the market. Cardholders will earn 3% cash back on gas, 2% back on groceries, and 1% on all other purchases, but the grocery and gas bonus rewards are limited to the first $1,500 in combined purchases each quarter. To top it off, there is no annual fee, and cardholders can earn a $100 cash back bonus by spending $500 in the first 90 days.

2. Citi Prestige® Card

The only thing better than a day on the golf course is a FREE day on the golf course! Citi Prestige cardholders will get just that. This premier travel rewards card offers three free rounds of golf each calendar year through a company called Golf Switch which operates on online reservation service for over 2,400 public and private golf courses worldwide. A few of the best courses available include Ko’olau in Hawaii, PGA West in Palm Springs, California, and Raven Golf Club in Phoenix, Arizona. 

In addition to this generous perk, the Citi Prestige card currently offers a sign up bonus of 40,000 points when you spend $4,000 in the first 3 months. For ongoing rewards, cardholders will earn 3 points per dollar spent on flights and hotels, 2 points per dollar spent on dining and entertainment, and 1 point on all other purchases. Golf lovers can use these valuable points to purchase over 600 golf-related items at www.ThankYou.com including clubs, balls, golf bags, apparel, and much more. Although this card comes with a $450 annual fee, you’ll get a $250 airline credit each year, the 4th night free at any hotel, and access to premium airport lounges. *This offer and/or promotion may have since changed, expired, or is no longer available.

3. Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card is the Official Credit Card of the PGA Championship, so you know it will have some great perks for avid golfers. Many experts consider this credit card the best travel rewards card on the market thanks to the amazing flexibility in how you can redeem your points. In addition to booking travel or transferring to various travel partner programs, cardholders can redeem their Chase Sapphire Preferred® Card points for exclusive experiences that offer VIP access to many PGA events.

Thanks to Chase’s partnership with the PGA, cardholders can purchase tickets to the PGA Championship before they become available to the general public. Furthermore, carrying the  Chase Sapphire Preferred® Card will get you special access to a number of events on the PGA and LPGA tours including practice rounds, pro-ams, and clinics.

Bad Deals for Golf Lovers: Don’t be Fooled by These Cards

GolfCCGoPlayGolf Visa Platinum Card: This card has a golf ball on the face and claims that cardholders can receive free golf through their rewards program. While this is technically true, the rewards rate is pretty miserable when you look into the fine print. Cardholders earn 1 point on every dollar spent, and you can redeem 5,000 points for a $50 GoPlayGolf gift card, which can be used for free golf at one of over 6,000 courses nationwide.

While this certainly does sounds appealing for an avid golfer, it basically boils down to the equivalent of a 1% cash back that can only be redeemed for golf. Cards like the Citi Double Cash, Chase Freedom, or Discover it all offer much more than 1% cash back and since you receive your rewards as a statement credit towards your account, you can redeem for anything you want, not just golf.

creditCards_spotGolfsmith Credit Card: Although this credit card has a “Golf” in the name, it offers no real golf perks. This credit card basically just serves as a financing option for purchases made through Golfsmith.com. The purchase APR sits at an outrageously high 29.99% and the intro APR of 0% only lasts for 6 months on purchases over $299, and 12 months on purchases over $499. If you need to use a credit card to finance a big purchase, like a new set of golf clubs, you’ll be much better off with a low interest credit card like the Citi Simplicity® Card - No Late Fees Ever.

* Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

*The content in this article is accurate at the publishing date, and may be subject to changes per the card issuer.

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