*Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.
*Disclaimer: This article is accurate as of the publish date April 9, 2014
This post contains references to products from one or more of our advertisers. We may receive compensation when you click on product links. For more information, please see our Advertiser Disclosure
The Sportsman’s Guide was born in an outdoor enthusiast’s basement nearly 40 years ago as a catalog supplier of items for hunting, fishing, and camping. The company has grown since then to a supplier of more than 200,000 different value-priced outdoor gear and clothing items with more than 8 million customers worldwide. Through its many catalogs and websites the Sportsman’s Guide offers a huge variety of camping equipment, government surplus items, shooting supplies, work wear, and gear for hunting and fishing.
The Sportsman’s Guide Buyers Club
Those who are frequent shoppers can derive extra benefits by registering as members of the company’s exclusive “buyer’s club.” Membership, which costs $29.99 a year, comes with perks such as special savings discounts, sneak peeks at new merchandise and the ability to pay for purchases of $150 or more in installments over 4 months – with no additional fees or interest charges. Members also receive $20 worth of discount coupons as a sign-up bonus, and members are given priority status when making customer service inquiries.
Sportsman’s Guide Buyer's Club Plastic
To really amp-up the benefits, though, customers can also apply for the company’s signature rewards card, the Sportsman’s Guide Buyer's Club Advantage Rewards Visa. There is no annual fee, but it does come with a rather steep 24.99% APR on purchases, balance transfers, and cash advances. You will also be charged a fee for balance transfers and cash advances of $10 or 3% of the amount transferred, whichever is greater, and the card imposes a 3% fee for foreign transactions.
Card Member Benefits and Rewards
- You can receive a special 2.5% discount on all merchandise (on top of the existing 10% discount on merchandise and 5% discount on firearm ammunition).
- Earn one point for every dollar you spend on everything else (outside the Sportsman's Guide catalogs or website) with no limits on how much you earn. Redeem rewards once you have accumulated 1,000 points to automatically get a $10 Rewards Certificate to use toward Sportsman's Guide merchandise.
- You can earn 1,000 reward points as a sign-up bonus the first time you use your card outside The Sportsman's Guide.
- New card members also receive a coupon worth $5 off on shipping with no minimum order necessary.
The Bottom Line
These days it is easy to find credit cards with much a more generous rewards program that can also be used to make purchases from the Sportsman’s Guide. You can also find cards with much lower interest rates, no annual fee, no foreign transaction fee, and a more valuable sign-up bonus.
The real advantage with this particular card is that you receive your special 2.5% discount or 5% discount on ammo. That amounts to 2.5 cents per dollar spent on most merchandise and a nickel off of every dollar spent on ammo purchases. If you find a competitor selling the same items at a slightly lower price that may be an easy alternative. You could also find a competitor who offers free shipping, which might save you enough to equal the shopping discount offered to those who carry the Sportsman’s Guide Buyer's Club Advantage Rewards Visa
Taking all that into consideration, it is recommended that before applying for the Sportsman’s Guide Buyer's Club Advantage Rewards Visa, consumers look elsewhere and do some side-by-side comparisons. Then pick the card that delivers the biggest net discounts and rewards and use it to shop for your Sportsman’s Guide items.
*Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*The content in this article is accurate at the publishing date, and may be subject to changes per the card issuer.