Let’s face it, traveling is expensive! Many Americans would love nothing more than to hop on a plane and see the world, but who has room in their budget for traveling when airline tickets can cost hundreds, or even thousands of dollars? Luckily, more and more consumers are catching on to one thing that can make flying 100% free.
So what’s this simple way to get free flights? Use a travel rewards credit card.
Now I know this might set off red flags for some consumers who are wary about accumulating debt or losing money to interest, but the reality is that it's super easy and perfectly safe. Best of all, using credit card rewards can get you in the air with zero out of pocket cost!
Here’s how it’s done
The key to using credit card rewards to fly for free is to simply use the right travel credit card for the purchases you already make on a daily basis. Whether you’re buying groceries, gas, or a meal at a restaurant, every purchase you make with your airline credit card will get you closer to your next free flight.
As crazy as it may sound, this is the easiest way to earn frequent flyer miles – you don’t even have to be a frequent flyer!
So, if your go-to piece of plastic is a debit card, or a card without rewards, you’re missing out on tons of points and miles! What makes this method so genius is that by using your credit card for your everyday purchases and paying the balance off in full each month, you’ll earn heaps of rewards without ever having to pay a single penny in interest charges.
Most of these lucrative travel credit cards come with bonus categories that can help you rack up points even faster, so you can take that trip in a matter of months, not years.
For example, some cards offer 2x points on all dining purchases and others offer 3x points for every travel expense. Match the credit card’s rewards category to your everyday spending to maximize your travel points / miles.
Big bonuses make it even easier
To sweeten the deal even more, you don’t have to wait months or years accumulating points to get your first free flight. Many travel rewards credit cards come with generous sign-up bonuses to attract new cardholders. The best deals will give you 50,000, or even 100,000 points which can land you multiple airline tickets.
These bonuses are often enough to get an entire round-trip flight for free!
As the credit card companies compete for your business and try to one-up each other, these sign-up bonuses keep getting bigger and bigger. Because of this, many savvy consumers have learned how to perpetually fund all of their travels just by raking in big credit card sign up bonuses.
The bottom line
Traveling the globe isn’t just for the rich folks anymore. Using the right airline credit cards can open up a world of travel that would be otherwise unattainable for the average person. The best part is that you don’t have to go out of your way or put in any extra work to make it happen.
Applying for a credit card only takes a few minutes, and once you have it, you’re on your way to free flights without changing your spending habits!
We’ve selected some of the top current travel offers of 2016 below. Compare the cards below, discoverwhich one fits your lifestyle best, and enjoy your trip!
|Card Name||Annual Fee||Sign Up Bonus||Ongoing Rewards|
|Capital One® Venture® Rewards Credit Card|
|$0 intro for first year; $59 after that||Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel||Unlimited 2X miles per dollar on every purchase, every day||Get More Details|
|Chase Sapphire Preferred® Card|
|Intro Annual Fee $0 the first year, then $95||Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards®||2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases||Get More Details|
|BankAmericard Travel Rewards® Credit Card|
|$0||20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases||1.5 points per $1 spent on all purchases||Get More Details|