Read More What is Deferred Interest?

What is Deferred Interest?

Credit cards are full of hidden fees and charges, but thanks to the CARD Act, most people are already aware of what those fees are: annual fee, balance transfer fee, late fee, returned payment fee, etc. Easy enough, but have you ever heard of retroactive interest before? Retroactive interest is a common practice credit card […]

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Read More The Credit Card Dispute Process

The Credit Card Dispute Process

What if I told you that one of the most valuable features of your credit card is one of the least?used features? Most credit cards offer Dispute Resolution services that are unparalleled by any form of payment, allowing cardholders to have the upper hand when a merchant refuses to do the right thing. How the […]

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Read More Understanding the Different Types of APRs

Understanding the Different Types of APRs

A credit card's interest rate is the price you pay for borrowing money. For credit cards, the interest rates are typically stated as a yearly rate, called the Annual Percentage Rate (APR). Where it can become a little more complicated, however, is that each single credit card may have multiple APRs that apply to it. […]

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Read More Entertainment Access With American Express

Entertainment Access With American Express

I originally wanted to create one post on all the major credit card issuers that offer entertainment perks, but it didn’t quite turn out that way. I started to go through all American Express cards that offer these great perks and I just kept writing, and writing, and writing….so Amex gets their own post. Entertainment […]

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AMEX

March 19, 2014

Read More Credit Cards That Help Charities – January 2018

Credit Cards That Help Charities – January 2018

Charities are non-profits that survive strictly off donations from individuals and companies alike. On the flip side, banks are typically for-profit with the exception of credit unions. Bank and non-profit partnerships and affiliations are unique, but I think it’s great that some banks are starting to tie in charities by allowing card members to donate […]

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Read More Cards with Shopping Protection

Cards with Shopping Protection

There are many credit cards that come with additional benefits for shoppers. Some of the most common add-ons are insurance protection for the items you buy with the card, extended warranty coverage, and dispute resolution if you are not satisfied with a purchased item. There are also cards that let you return items for a […]

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Read More Credit Cards with Auto Protection

Credit Cards with Auto Protection

Lately we’ve been writing about all the different kinds of value-adding perks and benefits that come with credit card membership, and those often include features related to auto travel. Some of the best credit cards for auto rentals come with an extra level of insurance protection for cardholders who use their plastic to pay for rental cars […]

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Read More World MasterCard Benefits

World MasterCard Benefits

If you hold a rewards credit card that is part of the MasterCard network, then perhaps you might have noticed the words "WORLD" or "WORLD ELITE" just above the MasterCard logo. If you have one of these cards, it means you are entitled to special benefits that you might not be aware of. Just make […]

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