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Last year, consumers spent over $19 Billion on Valentine's day. Between all those flowers and chocolates there's an opportunity to earn a hefty amount of points, miles, or cash back by using the right rewards credit card. With credit cards that offer bonus points for dining, groceries, and entertainment, there is no reason not to maximize your rewards earning while you express your affection this Valentine's Day.
Top Credit Cards for Your Valentine’s Weekend
Chase Sapphire Preferred® Card: This credit card earns 2x points at restaurants and on travel all year long, and 1x point on all other purchases. The reason this card tops our list is because the points you earn while dining with your sweetheart are incredibly valuable when it comes to booking travel. Instead of being tied to one airline or hotel, the Chase Sapphire Preferred® Card allows you to transfer your point to a number of travel partners to help ensure that you get the best value for your points. New cardholders can receive 50,000 bonus point after spending $4,000 in the first 3 months. So you could treat your special someone out to a nice dinner, and then use the rewards points to provide discounts for a romantic weekend getaway.
Blue Cash Preferred® Card from American Express: While a romantic dinner is always a great idea for Valentine’s Day, going the extra mile with a home cooked meal could really make an impression with your significant other. If you decide to woo your partner with your culinary skills the Valentine’s Day, the Blue Cash Preferred® Card from American Express can help you get the best rewards on your grocery shopping. This card offers an unbeatable 6% cash back at U.S. supermarkets, plus 3% back on gas, and 1% on all other purchases. You can also earn $150 back after spending $1,000 with the card in the first 3 months. This could also be the best way to earn the most rewards on buying flowers or chocolates if your neighborhood supermarket has those on hand!
Citi ThankYou® Preferred Card: The Citi ThankYou Preferred Card will not only offer you 2x points on dining, but on all entertainment as well. This means that if you go for the classic "dinner and a movie" approach this Valentine's Day, you'll be earning extra rewards the whole way. This card comes with no annual fee and a 12 month 0% introductory APR on both purchases and balance transfers. And if you're a college student tooking to build credit and earn rewards at the same time, the Citi ThankYou Preferred® Card for College Students offers the same great rewards rate on dining and entertainment.
Capital One® Venture® Rewards Credit Card: If you simply want to earn a flat rewards rate on all of your Valentine's Day purchases without having to worry about any special bonus categories, then the Capital One Venture® Rewards Credit Card might be the perfect fit for you. This travel rewards card earns cardholders 2x miles on every purchase, every day, and it also comes with 40,000 bonus miles if you spend $3,000 in the first 3 months. The miles never expire and there’s no limit to the amount of miles that can be earned.
Following a Budget?
With the average consumer spending about $116 on Valentine's Day, using the right rewards card should definitely help you by either redeeming past rewards for this weekend, earning cash back on your purchases, or by redeeming rewards down the road for your Valentine’s Day purchases. If you and your significant other are following a tight budget this year, check out our list of ideas to splurge on your Valentine while sticking to your budget. There’s no rule that you have to spend a ton of money to show your love. You can still spread the love without breaking the bank.
* Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.
*The content in this article is accurate at the publishing date, and may be subject to changes per the card issuer.