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Black Friday is just around the corner and many shoppers already keeping an eye out for this year's best deals. It's no secret that the day after Thanksgiving can be the best day of the holiday season to save on Christmas shopping.
But extra savvy shoppers can add to their savings by using one of the best credit cards for Black Friday deals. Some cards offer as much as 10% cash back on certain holiday shopping purchases!
We've selected the top credit cards from our partners for holiday purchases to earn the most rewards on your spending, so here are five credit cards for Black Friday that can help you earn loads of rewards.
Top 5 Credit Cards for Black Friday & Holiday Shopping 2016
This popular cash back credit card can earn you loads of rewards on this year's holiday spending. On top of earning 1% cash back on all purchases, the Discover it® Cashback Match™ Card earns 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
The bonus category rewards cap at $1,500 and then you will earn 1% on other purchases after that cap is reached. The list of approved department stores and online retailers includes Walmart.com, Target.com, JCPenny stores, Sear's stores, and more. See the full list, here.
As if the rewards rates weren't good enough, Discover will automatically match all the cash back you earn at the end of your first year.* This means that if you earn $200 in rewards, you'll end up receiving $400! With this special bonus the Discover it® Cashback Match™ allows you to make your holiday spending go farther than any other credit card.
This card is a fantastic cash back card, making it perfect for holiday shopping. To start, cardholders can earn $150 statement credit after you spend $1,000 in purchases on your new card within the first 3 months. But the rewards don't stop there; you'll earn an incredible 6% at U.S. supermarkets on up to $6,000 in spend per year, 3% U.S. gas stations & select U.S. dept stores, 1% other purchases.
The Blue Cash Preferred® Card from American Express does comes with an annual fee. Special Offer: $0 intro annual fee for the first year of Card Membership, then $95. But you should easily be able to cover that with all the cash back you earn. *Terms and restrictions apply.
Just like the Discover it® Cashback Match™ Card, the Chase Freedom® offers a generous cash back in many different categories. Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories every 3 months. Unlimited 1% cash back on all other purchases.
Cardholders will also earn a $150 bonus after spending $500 on purchases in your first 3 months from account opening. There is no annual fee with the Chase Freedom® and you'll even enjoy 0% Intro APR on Purchases for 15 months and 0% Intro APR on Balance Transfers for 15 months! The ongoing APR is 15.99%- 24.74% Variable.
If you're interested in earning loads of travel rewards this Black Friday, the Barclaycard Arrival Plus is an excellent travel credit card that will help you constistently earn 2x miles on all purchases. Earning bonus miles on all purchases makes this the perfect card for shoppers who want to earn a good rewards rate on holiday purchases even if you're shopping outside of the normal retailers like Amazon.com and department stores.
Another incentive to use the Barclaycard Arrival Plus™ World Elite MasterCard® on all your holiday shopping is that you earn earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit!
For consumers who are more into cash back than travel rewards, look no further than the Citi Double Cash if you want to earn constistently generous rewards this Black Friday. Cardholders earn 1% cash back when you buy and 1% cash back as you pay for those purchases. There are no caps to how many rewards you can earn and no enrollment is required.
This card also comes with a great intro APR offer of 0%* for 18 months on Balance Transfers*. There is no annual fee on the Citi® Double Cash Card – 18 month BT offer, and the ongoing interest rate for purchases and balance transfers is 14.49% - 24.49%* (Variable).
The Bottom Line
Earning credit card rewards is a great way to save money during what can be the most expensive time of the year for many consumers. Whether you're interested in travel rewards or cash back, it's easy to find a credit card that fits your needs this holiday season.
Don't settle for simply getting a great deal this holiday season; use a rewards credit card to take your savings even further! Apply today so you'll be ready to hit the stores on Black Friday!