Interested in getting an American Express Black Card? Be prepared to pay for the privilege. Ownership of a AMEX Black can be as much as $5,000 initiation fee and $2,500 a year annual fee. While the Black does offer exclusive privileges, there are many other good card options available for a lot less.
You can visit our blog to learn more about the black card and credit cards that scream, "I'm Rich".
Get American Express® card benefits without paying thousands.
Want American Express® card benefits without the hefty initiation fee associated with the American Express Black card? Consider the American Express® Preferred Rewards Gold card that features no pre-set spending limit, $125 annual fee (waived the first year) and the Membership Rewards® program that lets you earn 1 Membership Rewards® point for virtually every dollar you spend.
Get great service extras without paying the price for a Black credit card.
Though the Black credit card has become a status symbol of sorts, the price you’ll pay to get one can exceed the budgets of most. If the AMEX brand of service extras is appealing, the Gold card will give you exclusive privileges without the steep price tag required by the American Express Black card.
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Editor's Rating:
0.0
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Consumer Rating:
0.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
$450 |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
- No Pre-set Spending Limit
- 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
- Fine Hotels & Resorts Program — exclusive amenities at boutique, resort, and luxury hotels around the world
- By Invitation Only® Events — access to exclusive, once-in-a-lifetime events
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Editor's Rating:
9.0
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Consumer Rating: (6 ratings)
9.5
| Intro APR: |
0% |
| Regular APR: |
As Low As 12.49% |
| Annual Fee: |
None |
| Intro Period: |
up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- Earn up to 5% cash back on everyday purchases - even gas!
- No Annual Fee
- 0% Intro APR for up to 12 months on purchases
- Low Balance Transfer APR - 2.99% for 12 months
- Express Approval. Get a decision in less than 60 seconds.
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Editor's Rating:
9.5
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Consumer Rating: (7 ratings)
9.6
| Intro APR: |
0% |
| Regular APR: |
As Low As 11.49% |
| Annual Fee: |
None |
| Intro Period: |
Up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 0% APR on purchases for up to 12 months
- No Annual Fee
- Low Balance Transfer APR - 2.99% for 12 months
- Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
- Membership Rewards Express® program
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Editor's Rating:
8.5
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Consumer Rating: (2 ratings)
8.5
| Intro APR: |
N/A |
| Regular APR: |
0% |
| Annual Fee: |
$125 |
| Intro Period: |
N/A |
| Balance Transfer: |
No |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- No Pre-Set Spending Limit
- No annual fee for the first year - $125 Thereafter
- The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
