Pay 0 Interest Until 2021

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Banks are now offering incredibly long periods of 0% Intro APR interest. If you’re carrying a balance on a high interest credit card or are looking to make a big purchase in the coming months, it’s time to switch cards and save money.

Our credit card experts hand selected the cards below because of their long 0% intro APR interest offers. 

Compare these cards and discover which one is best for you. 

Discover it® Cash Back

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on Discover's secure site

 

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The Discover it® Cash Back is already a compelling choice with its 14 months of 0% intro APR on purchases and balance transfers right out of the gate, but when it comes to cash-back this card is truly in a league of its own. Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically. Then, Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match. That means, if you earn $300 in cash back in your first year, Discover will match it, making your total cash back for the year $600! Log into your Discover account each quarter to activate the 5% cash-back bonus. The popular spending categories include gas stations, wholesale clubs, grocery stores, restaurants and Amazon.com. With your first-year sign-up bonus, take home an incredible 10% cash back on category spending. Finance purchases with intro APR 0% for 14 months then, 11.99% - 22.99% Variable after that. Get all this for $0 annual fee.

Capital One® Quicksilver® Cash Rewards Credit Card

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on Capital One's secure site

 

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Get the best of both worlds with this generous card that offers both long 0% intro interest on purchases and rich cash back rewards. Take advantage of 0% intro on purchases for 15 months to give you breathing room to pay down your balance with no interest charges piling up. The standout feature on this incredible low interest card are the rich cash back rewards. You will earn cash on everything you buy, everywhere. Enjoy a one-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening. Earn an impressive 1.5% cash back on every purchase, every day. Get all this for $0 annual fee.

Discover it® chrome

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If you like 0% intro APR on purchases and balance transfers for over a year, no annual fee, no foreign transaction fees, no overlimit fee, and a free pass the first time you miss a payment, the Discover it® chrome credit card comes with everything you want! Cardholders get an intro APR of 0% intro for 14 months on both purchases and balance transfers, then 11.99% - 22.99% variable. With the Discover it® chrome credit card you can earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. plus, earn unlimited 1% cash back on all other purchases – automatically. Rewards can be redeemed at any time and never expire. Cardholders can choose to have their cash back rewards credited to their account, donate them to a charity of their choice, or to pay for items from select online retailers. As an exclusive offer, Discover will automatically match all the cash back you've earned at the end of your first year of cardmembership. In addition to the host of cash back opportunities, this credit card also offers a free FICO® Credit Score on monthly statements, online, and on Discover’s mobile app. Cardholders will also enjoy no fraud liability on unauthorized purchases.

Chase Freedom Unlimited®

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on Chase's secure site

 

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3.9/5.0 from 616 Offer Ratings

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The Chase Freedom Unlimited® card is one of the absolute best low interest cards on the market because it comes with generous on-going cash-back rewards. You can use that cash-back to pay down debt faster - a killer combination when it comes to paying off a large purchase on your card. Plus, you get flexibility with 0% Intro APR for 15 months on purchases. Without a doubt though the standout feature that sets this apart from some other low interest offers are the rich cash rewards. Earn unlimited 1.5% cash back on all purchases. This is an enticing offer, with a long 0% intro APR period. The cash-back that this card offers gives you an extra boost and can help you reach your financial goals faster.

Apply now for one of these top 0% intro APR cards and say goodbye to high monthly interest charges!