Best Business Cards For 2020


Money Matters

Sep, 18 2020

*Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

Start earning rewards your business can use today.

Using the right business credit card is a smart move that can boost your bottom line with cash-back, airline rewards, or get 0% intro APR financing to help your business grow.

We’ve done the research, these are the best business credit cards of 2020. Read our reviews below. We make it easy to find the right card to grow your business!

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Rated 5/5 stars by our editorial team

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4.5/5.0 from 10 Offer Ratings
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(10) Over the Past 60 Days!
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Ink Business Cash℠ Credit Card

Best for: Generous sign-up bonus. Industry-leading cash back rate on popular business category spending with $0 annual fee.

Sign-up bonus: Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

Key benefits: The Ink Business Cash℠ Credit Card dazzles with its first-rate cash back rewards on popular business spending categories. This card is a great match if your business spends money on office supplies, phone or internet services.

Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.

If your business needs new equipment or there is a big inventory purchase looming, this card offers a long 0% intro APR rate of 0% intro apr on purchases for 12 months. That gives you breathing room to carry your balance interest free for a lengthy period of time.

Who should apply: The simplicity and strong cash-back rewards make this card a great partner for your business if you don’t want an annual fee and you buy items in these categories.

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4.6/5.0 from 23 Offer Ratings
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(23) Over the Past 60 Days!
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Ink Business Unlimited℠ Credit Card

Best for: Big cash sign-up bonus, unlimited 1.5% cash back.

Sign-up bonus: Enjoy one of the biggest cash sign-up bonuses available. Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

Key benefits: Don't want to worry about spending in bonus rewards categories? Earn unlimited 1.5% cash back on every purchase made for your business

If you need to float some purchases interest-free, this card comes with intro APR 0% Intro APR on Purchases for 12 months on purchases then 13.24% - 19.24% variable APR. Get employee cards at no additional cost.

Who should apply: This card stands out from other flat-rate cash back cards with its generous sign-up bonus. If you want to earn extra cash-back for your business, this high-paying $0 annual fee card is a winner.

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Rated 3.5/5 stars by our editorial team

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3.0/5.0 from 7 Offer Ratings
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(7) Over the Past 60 Days!
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Ink Business Preferred℠ Credit Card

Best for: Rich rewards on popular business spending categories.

Sign-up bonus: Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That’s worth an incredible $1,000 toward travel when you redeem through Chase Ultimate Rewards®.

Key benefits:Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.. The annual fee is $95

Who should apply: The rewards can be very lucrative especially for businesses with big spending in travel, shipping, telecom, or advertising purchases with social media sites and search engines.

If you want to earn one of the best points sign-up bonuses for any business card, this is a great choice. If you have other Chase personal cards, combine your points to earn rewards you want faster.