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USAA® Rewards™ Visa Signature® Card

USAA® Rewards™ Visa Signature® Card

 

Rated 3.5/5 stars by our editorial team

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Your Rating:

3.0/5.0 from 4 Offer Ratings
Over the Past 60 Days!

(4) Over the Past 60 Days!

  • Regular Purchase APR 11.65% - 27.65% Variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $0
  • Credit Needed

    500

    600

    700

    750

    850

  • Card Brand Visa®

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 2X points per dollar spent on gas and dining
  • Earn one point for every dollar spent on all purchases

Card Fees

Foreign Transaction Fee None

Balance Transfer Fee 3% on balance transfers and cash advances; $200 maximum

Cash Advance Fee 3% on balance transfers and cash advances; $200 maximum

Penalty APR None

Ongoing Information

Rewards Rate Earn 2X points per dollar spent on gas and dining and earn one point for every dollar spent on all purchases

Annual Fee $0

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service Yes

Expert Reviews

From the CompareCards.com Editorial Team

The USAA® Rewards™ Visa Signature® Card is a solid rewards card for anyone that spends a lot on dining or gas. This card comes with a decent rewards rate that allows you to earn 2x points per dollar spent on gas and dining and earn one point for every dollar spent on all purchases. 
 
Unlike many other rewards cards, there is no limit to the number of points you can earn. You'll also get a nice boost to your rewards when you get 2,500 bonus points with your first purchase. 
 
To top it off, this card comes with $0 annual fee, no penalty rate, and no foreign transaction fees. There's no intro APR with this card, but the ongoing APR for purchases and balance transfer can be competitively low with 11.65% - 27.65% Variable.

Expert Reviews of the USAA® Rewards™ Visa Signature® Card

  • 4.0

    Regular APR

  • 0.0

    Intro APR

  • 4.0

    Fees

  • 3.0

    Benefits

  • star rating 3.5/5

    Overall Rating

The Bottom Line

The USAA® Rewards™ Visa Signature® Card is a simple rewards cards that comes with a decent rewards rate in certain categories. If you already spend money on dining and gas, this card could be a good fit for you.

The Good

There's no cap on the number of points you can earn, which is a rare features for cards with a $0 annual fee.

The Not so Good

There's no intro APR, and the sign up bonus and rewards rate are fairly low compared to some of the competing offers.

Editorial Note: This content is not provided by USAA . Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by USAA .

Consumer Reviews

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Offer Rating

3.0/5.0

4 Total Ratings

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(4)
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