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Toys"R"Us Platinum MasterCard Credit Card

Toys"R"Us Platinum MasterCard Credit Card


Rated 3/5 stars by our editorial team

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Your Rating:

3.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!

(2) Over the Past 60 Days!

  • APR 26.99%
  • Cash Advance APR 29.99%
  • Cash Advance Fee $10 or 4% of value, whichever is greater
  • Foreign Exchange Fee 3%
  • Signup Bonus Open an account online and choose 15% off or special financing


  • Click "APPLY NOW" to apply online
  • Earn 2 points per $1 spent at Toys"R"Us and Babies"R"Us and enjoy the benefits of Rewards"R"Us
  • Earn 1 point every $4 spent everywhere else MasterCard is accepted

Expert Reviews

From the Editorial Team

This credit card lets you earn points toward Toys"R"Us or Babies"R"Us purchases, and it is a full-fledged MasterCard. That means that you can earn points everywhere you shop.

Expert Reviews of the Toys"R"Us Platinum MasterCard Credit Card

  • 2.0

    Regular APR

  • 0.0

    Intro APR

  • 0.0


  • 2.0


  • star rating 3.0/5

    Overall Rating

The Bottom Line

There are other credit cards that offer rewards programs or cash-back rewards that are comparable to, or more generous and flexible than, what this card provides. 

The Good

There is no annual fee.
Cardholders qualify for 15% off or special financing (minimum purchase required). You can choose 15% off or special financing for 6 months (on purchase of $299 or more) or 12 months (on purchase of $749 or more).
You earn 2 points per $1 at Toys"R"Us and Babies"R"Us. You earn 1 point per $4 on all other purchases with the card.

The Not So Good

The transaction for the sign-up bonus of 15% off earns 1 point per dollar spent, and the purchase APR is a very steep 26.99%.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

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