Rated 4/5 stars by our editorial team
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3.8/5.0 from 29 Offer Ratings
Over the Past 60 Days!
Foreign Transaction Fee 3%
Balance Transfer Fee Either $5 or 3%, whichever is greater
Cash Advance Fee $10 or 5%, whichever is greater
Penalty APR Up to 29.99% (Variable)
Rewards Rate Earn 2X Points on Dining Out & Entertainment and Earn 1X Points on All Other Purchases
Annual Fee $0*
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance No
Purchase Protection Yes
Travel Assistance No
Flight Accident Insurance Yes
Lost Luggage Reimbursement No
Concierge Service Yes
The Citi ThankYou® Preferred Card, from our partner Citi, is a rewards card with lots of different ways to earn bonus points and perks, with no limit to the amount of points you earn. Citibank does advertise its products on CompareCards. There is no annual fee with this credit card, and in addition to the generous rewards, it comes with 0% APR for 15 months on purchases and balance transfers. After that, the variable APR will be 15.49% - 25.49%* (Variable) based upon your creditworthiness*.
For ongoing rewards, cardholders earn 2x points on dining out & entertainment and earn 1x points on all other purchases. Your points will never expire and you can redeem your ThankYou Points for cash, travel, gift cards, and much more.
This is a solid rewards card that also comes with nice bonus points, a long intro APR and no annual fee. If you spend a lot in the bonus categories, then this card can be very rewarding.
This is one of the only rewards credit cards that offers bonus points for entertainment purchases. Also, there is no limit to the amount of points you can earn and you never have to worry about points expiring.
For everything outside of dining and entertainment, you'll only earn 1x rewards points.
Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.
29 Total Ratings