Capital One Spark Cash Select for Good Credit | CompareCards.com

Capital One Spark Cash Select for Good Credit

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Capital One Spark Cash Select for Good Credit

 

Rated 4/5.0 stars by our editorial team

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Rates & Fees
  • Regular Purchase APR 21.24% - 29.24% (Variable)
  • Intro Purchase APR 0% on purchases for 12 months
  • Intro BT APR N/A
  • Annual Fee $0
  • Credit Needed Good
  • Card Brand Mastercard®
  • Regular Purchase APR 21.24% - 29.24% (Variable)
  • Intro Purchase APR 0% on purchases for 12 months
  • Intro BT APR N/A
  • Annual Fee $0
  • Credit Needed Good
  • Card Brand Mastercard®

Highlights

  • 0% Intro APR for the first 12 months; 21.24% - 29.24% variable APR after that
  • Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions
  • No annual fee
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • Rewards won't expire for the life of the account
  • Redeem your cash back rewards for any amount
  • Free employee cards, which also earn unlimited 1.5% cash back on all purchases
  • $0 Fraud Liability for unauthorized charges
  • For Capital One products listed on this page, some of the benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

Card Fees

Foreign Transaction Fee

None

Balance Transfer Fee

$0 at the Transfer APR

Cash Advance Fee

3% of the amount of the cash advance, but not less than $3

Penalty APR

34.65% (Variable)

Ongoing Information

Rewards Rate

1.5% Cash Back on every purchase; 5% Cash Back on hotels and rental cars booked through Capital One Travel

Annual Fee

$0

Expert Reviews

From the CompareCards.com Editorial Team, updated on Sep 28, 2023

Expert Reviews of the Capital One Spark Cash Select for Good Credit

  • 4.0

    Regular APR

  • 4.0

    Intro APR

  • 4.0

    Fees

  • 5.0

    Benefits

  • 4.0/5

    Overall Rating

The Bottom Line

The Good

The Not so Good

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.

Consumer Reviews

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YOUR RATING

 

Rated 4/5.0 stars by our editorial team

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Over the Past 60 Days!

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