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Lowe's Business Rewards Card from American Express

Lowe's Business Rewards Card from American Express

 

Rated 3/5 stars by our editorial team

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3.0/5.0 from 3 Offer Ratings
Over the Past 60 Days!

(3) Over the Past 60 Days!

  • APR 15.74% - 24.24% Variable*
  • Intro APR 0% introductory APR for the first 6 months.
  • Balance Transfer APR N/A
  • Cash Advance APR 25.24% Variable*
  • Penalty APR 29.99% Variable
  • Annual Fee $0
  • Cash Advance Fee $5 or 3% of value, whichever is greater
  • Foreign Exchange Fee 2.7% of each transaction after conversion to US dollars.
  • Rewards Details You earn 3X points on select business purchases, 2X points at Lowe's, and 1 point per dollar spent on all other purchases.
  • Signup Bonus Earn a $100 Statement Credit upon approval and earn an additional $100 Statement Credit after spending $1,000 on your card in the first three months of Card Membership.

Highlights

  • Click "APPLY NOW" to apply online
  • 5% off every day at Lowe's
  • Earn 3x rewards on select business purchases*
  • Earn 2x points at Lowe's
  • Earn 1x points on other purchases
  • Discounted delivery on Lowe's purchases and special Lowe's business offers throughout the year
  • Accepted everywhere that American Express Cards are accepted

Expert Reviews

From the CompareCards.com Editorial Team

The Lowe’s Amex Business Rewards card lets companies earn rewards toward future Lowe’s purchases, and the card is accepted wherever American Express cards are honored.

Expert Reviews of the Lowe's Business Rewards Card from American Express

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 0.0

    Fees

  • 3.0

    Benefits

  • star rating 3.0/5

    Overall Rating

The Bottom Line

Businesses can use this card to help manage business and employee purchases from Lowe’s, thanks to the itemized monthly invoices and the fact that additional employee cards carry no annual fee. The rewards are competitive, especially in the 3X categories. But the higher APRs connected to the card are rather hefty.

The Good

You earn 3X points on select business purchases, 2X points at Lowe's, and 1 point per dollar spent on all other purchases. There is no annual fee.

The Not So Good

Rewards are only redeemable for gift cards that you can use toward business expenses, and you have to accumulate at least 2,500 points before you can redeem them. There is also a cash advance surcharge of  either $5 or 3% of the amount of each cash advance, whichever is greater. There is also a foreign transaction fee of 2.7% of each transaction after conversion to US dollars.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

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Overall Rating

3.0/5.0

3 Total Ratings

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