Add cards to start comparing.

Compare Cards

Kay Jewelers Credit Card

Kay Jewelers Credit Card


Rated 3.5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.0/5.0 from 5 Offer Ratings
Over the Past 60 Days!

(5) Over the Past 60 Days!

  • APR 17% - 24.99% variable
  • Intro APR N/A
  • Balance Transfer APR N/A
  • Balance Transfer Intro APR N/A
  • Annual Fee $0


  • Click "APPLY NOW" to apply online
  • Apply instantly and shop today!
  • No Annual Fee
  • Use your card on or at any Kay Jewelers
  • View your account activity
  • Pay your bill electronically
  • Check your balance and recent activity
  • Update your information

Expert Reviews

From the Editorial Team

The Kay Jewelers Credit Card provides structured financing options that make jewelery purchases affordable. If you're looking for a 12-month no interest payment plan on your jewelery purchase, this is the card for you. 

Expert Reviews of the Kay Jewelers Credit Card

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0


  • 3.0


  • star rating 3.5/5

    Overall Rating

The Bottom Line

The 12-month no interest payment plan is ideal for someone looking to finance their jewelery purchase. However, a 20% downpayment is required on a purchase that must be at least $500.

The Good

The payment plan is an affordable option for a jewelery purchase at Kay.

The Not So Good

No interest can only be attained if paid in full within 12-months of purchasing. 

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

  • star rating mask

Overall Rating


5 Total Ratings

5 Star
4 Star
3 Star
2 Star
1 Star

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+5 users submitted a rating without a full review

Be the first one to write an in-depth review!

Back to top ↑