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Kaiku Visa Prepaid Credit Card

Kaiku Visa Prepaid Credit Card


Rated 3/5 stars by our editorial team

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3.0/5.0 from 1 Offer Rating
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  • Annual Fee $3 monthly maintenance fee, waived if you load at least $750 via direct deposit per month


  • Click "APPLY NOW" to apply online
  • Choose to have your paycheck deposited on to your card
  • Make instant card-to-card transfers
  • Withdraw cash at Allpoint ATMs with no surcharge

Expert Reviews

From the Editorial Team

The Kaiku Visa is a good contender if you need a prepaid card.

Expert Reviews of the Kaiku Visa Prepaid Credit Card

  • 0.0

    Regular APR

  • 0.0

    Intro APR

  • 4.0


  • 2.0


  • star rating 3.0/5

    Overall Rating

The Bottom Line

Prepaid cards like this one have limitations compared to full-fledged credit cards, but this particular one has rather reasonable fees in a sector where unreasonable fees have become the norm.

The Good

The card is accepted worldwide wherever Visa is honored. You can load checks using a smartphone, manage your account online, and choose from half a dozen different designs for the look of your card, too.
You can avoid the monthly maintenance fee if you load at least $750 during the month via Direct Deposit.

The Not So Good

There is a $3 monthly maintenance fee, and when loading the card at a merchant location there is a charge of $2.95 to $4.95, depending on the merchant.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

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