Rated 2/5 stars by our editorial team
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With this card you can charge your purchases at JCPenney stores and also earn credit toward future purchases and other perks.
Earning rewards you can apply to future purchases is always nice. But the interest rate for carrying a balance on this card is very high and may undercut the value of its various perks.
The APR is 26.99%, which is extraordinarily high compared to many charge cards and credit cards from other stores or credit card companies.
Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.