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J. Crew Credit Card

J. Crew Credit Card


Rated 2/5 stars by our editorial team

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Your Rating:

2.7/5.0 from 3 Offer Ratings
Over the Past 60 Days!

(3) Over the Past 60 Days!

  • APR 25.24%
  • Annual Fee None
  • Signup Bonus 15% off your first purchase


  • Click "APPLY NOW" to apply online
  • 15% off your first purchase 
  • $25 Rewards Card for every $500 you spend
  • A special birthday surprise
  • Complimentary personal shopping and styling services
  • Complimentary standard alterations on your in-store purchases
  • Cardmembers-only invitations to private sales and events
  • Cardmembers-only priority customer service

Expert Reviews

From the Editorial Team

For those who love to shop at J. Crew, the J. Crew Credit Card is your opportunity to earn added perks to your shopping experience. However, don't expect anything more than J. Crew benefits with this card since rewards are exclusive to J. Crew. 

Expert Reviews of the J. Crew Credit Card

  • 2.0

    Regular APR

  • 0.0

    Intro APR

  • 2.0


  • 2.0


  • star rating 2.0/5

    Overall Rating

The Bottom Line

The J. Crew Credit Card is geared towards those who frequently shop at J. Crew. Since there's no rewards points program and only perks such as a $25 rewards card when you spend $500, if you're not looking to take advantage of these perks this card will be of little value to you. Overall, this is just another store credit card that will certainly be beneficial for J. Crew purchases but will not earn rewards anywhere else. 

The Good

This card has no annual fee and you'll enjoy perks such as complimentary personal shopping and alterations. 

The Not So Good

For those who carry a balance, the interest fees from the APR of 25.24% could be significant and diminsh the perks that come with this card. 

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

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