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Home Depot Project Loan Card

Home Depot Project Loan Card


Rated 3.5/5 stars by our editorial team

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3.1/5.0 from 39 Offer Ratings
Over the Past 60 Days!

(39) Over the Past 60 Days!

  • APR 7.99% (fixed)


  • Click "APPLY NOW" to apply online
  • Offers a fixed 7.99% APR
  • Credit lines up to $40,000
  • 6-month buying window to purchase products
  • No annual fees

Expert Reviews

From the Editorial Team

The Home Depot Project Loan Card offers customers a line of credit to finance purchases. Financing options range from as little as 6 months to as long as 84 months. For those seeking special financing options on their next project at Home Depot, this card may be a great fit for you. 

Expert Reviews of the Home Depot Project Loan Card

  • 5.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0


  • 3.0


  • star rating 3.5/5

    Overall Rating

The Bottom Line

With a low fixed APR of 7.99%, interest charges incurred will be minimal.

The Good

This card grants a 6-month purchasing window for those whose creditworthiness qualifies, after that window expires the balance is amortized over 84 months at the same 7.99% fixed APR. 

The Not So Good

If you're looking for a card to finance your purchase and reap store credit card discounts, this card does not fit the bill. 

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

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39 Total Ratings

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