Add cards to start comparing.

Compare Cards

Home Depot Project Loan Card

Home Depot Project Loan Card


Rated 3.5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.1/5.0 from 49 Offer Ratings
Over the Past 60 Days!

(49) Over the Past 60 Days!

  • APR There are four tiers with Term and APR subject to qualifying credit approval: 66 monthly payments at 7.42% APR; 78 monthly payments at 12.86% APR; 90 monthly payments at 16.24% APR; or 114 monthly payments at 19.96% APR.*


  • Click "APPLY NOW" to apply online
  • Offers a fixed 7.99% APR
  • Credit lines up to $40,000
  • 6-month buying window to purchase products
  • No annual fees

Expert Reviews

From the Editorial Team

The Home Depot Project Loan Card offers customers a line of credit to finance purchases. Financing options range from as little as 6 months to as long as 84 months. For those seeking special financing options on their next project at Home Depot, this card may be a great fit for you. 

Expert Reviews of the Home Depot Project Loan Card

  • 5.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0


  • 3.0


  • star rating 3.5/5

    Overall Rating

The Bottom Line

If you qualify for the lowest fixed APR tier, interest charges incurred will be minimal.

The Good

This card grants a 6-month purchasing window for those whose creditworthiness qualifies, after that window expires the balance is amortized at one of four sets of fixed APRs and terms. 

The Not So Good

If you're looking for a card to finance your purchase and reap store credit card discounts, this card does not fit the bill. 

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

  • star rating mask

Overall Rating


49 Total Ratings

5 Star
4 Star
3 Star
2 Star
1 Star

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+49 users submitted a rating without a full review

Be the first one to write an in-depth review!

Back to top ↑