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Deserve® Pro Mastercard


Rated 4/5 stars by our editorial team

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  • Regular Purchase APR 17.49% - 24.49% Variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $0
  • Credit Needed

    Excellent/Good Credit or No Credit

  • Card Brand Mastercard®

Card Details


  • Click "APPLY NOW" to apply online
  • For professionals and H1B immigrants
  • $0 Annual Fee 
  • 3% cashback on Travel and Entertainment
  • 2% cashback at restaurants
  • 1% cashback everywhere else
  • No Foreign Transaction Fees
  • Cellphone protection up to $600 when you pay your monthly phone bill with your Deserve Mastercard 
  • Credit limit up to $10,000

Card Fees

Foreign Transaction Fee None

Balance Transfer Fee N/A (Cash Advances are not available)

Cash Advance Fee N/A (Cash Advances are not available)

Ongoing Information

Rewards Rate 3% on travel/entertainment, 2% on restaurants & 1% on all other purchases

Annual Fee $0

Additional Card Details

$0 Fraud Liability No

Auto Rental Insurance No

Extended Warranty Program Yes

Roadside Assistance No

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance No

Lost Luggage Reimbursement No

Concierge Service No

Expert Reviews

From the Editorial Team

The Deserve® Pro Mastercard is a solid cash back rewards credit card offering generous rewards rates on your everyday purchases. Cardholders earn 3% on travel/entertainment, 2% on restaurants & 1% on all other purchases. There is no annual fee and no foreign transaction fees – that makes this card a great option to carry when traveling overseas.

You need excellent/good credit or no credit in order to get approved and its possible to get approved for a credit limit up to $10,000. While there is no sign up bonus with this rewards card, you can earn extra cash back with the Refer a Friend bonus: Refer a Friend and get a $30 statement credit. Refer 10 friends and get a $200 bonus for a total of $500 in statement credits.

Since the Deserve® Pro Mastercard is a Mastercard credit card, you can rest assured that you'll be able to use your card anywhere in the world where Mastercard is accepted. To top it off, you'll receive helpful Mastercard Platinum benefits like Price Protection, Travel Assistance, Extended Warranty and more.

Expert Reviews of the Deserve® Pro Mastercard

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 4.0


  • 4.0


  • star rating 4.0/5

    Overall Rating

The Bottom Line

The Deserve® Pro Mastercard offers competitive rewards rates a helpful perks like no annual fee an no foreign transaction fee. If you spend a lot on travel, entertainment, and restaurants, you could rake in a lot of cash back with this credit card.

The Good

There rewards rate and lack of fees make this card a worthwhile option for your wallet. Plus, there is big potential for bonus cash back if you take advantage of the Refer a Friend feature.

The Not so Good

There is no sign up bonus with this card which puts is a step behind most other cash back cards on the market.

Editorial Note: This content is not provided by Deserve. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Deserve.

Consumer Reviews

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