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Deserve® Classic Mastercard

Deserve® Classic Mastercard


Rated 3.5/5 stars by our editorial team

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Your Rating:

3.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!

(2) Over the Past 60 Days!

  • Regular Purchase APR 24.49% Variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $0
  • Credit Needed

    Fair/Good Credit or No Credit

  • Card Brand Mastercard®

Card Details


  • Click "APPLY NOW" to apply online
  • No Annual Fee
  • Start building credit now (for people with No/Limited Credit or Good Credit)
  • No Foreign Transaction Fees
  • Cellphone protection up to $600 when you pay your monthly phone bill with your Deserve Mastercard
  • Mastercard Platinum benefits

Card Fees

Foreign Transaction Fee None

Balance Transfer Fee N/A (Balance Transfers are not available)

Cash Advance Fee N/A (Cash Advances are not available)

Ongoing Information

Annual Fee $0

Additional Card Details

$0 Fraud Liability No

Auto Rental Insurance No

Extended Warranty Program Yes

Roadside Assistance No

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance No

Lost Luggage Reimbursement No

Concierge Service No

Expert Reviews

From the Editorial Team

The Deserve® Classic Mastercard is a solid choice for consumers who have fair/good credit or no credit and are looking for a simple credit card to boost their credit score. There is no security deposit required with this card, so you won't have to put down any cash upfront to get approved.

The annual fee is $0, but that's relatively low for an unsecured credit card available for people with fair/good credit or no credit. Also, there is no foreign transaction fees which is a great feature to have on any credit card.

Since the Deserve® Classic Mastercard is a Mastercard credit card, you can rest assured that your card will be accepted world-wide, wherever a Mastercard can be used. Plus, you'll enjoy number benefits of carrying a Mastercard Platinum card including Price Protection, Travel Assistance, ID Theft Protection and more.

Expert Reviews of the Deserve® Classic Mastercard

  • 2.0

    Regular APR

  • 0.0

    Intro APR

  • 4.0


  • 4.0


  • star rating 3.5/5

    Overall Rating

The Bottom Line

For those looking for a no-frills credit card with the purpose of building credit, the Deserve® Classic Mastercard could be a great fit.

The Good

It's rare for a beginner credit card to offer no foreign transaction fees, so that could make this card the perfect fit for anyone travel overseas. Also, the Refer a Friend bonus could be a great way to put a little extra cash on your pocket.

The Not so Good

The APR on this card is quite high, so you could accrue steep interest charges if you carry a balance from month to month.

Editorial Note: This content is not provided by Deserve. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Deserve.

Consumer Reviews

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Offer Rating


2 Total Ratings

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