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Belk Rewards Card

Belk Rewards Card


Rated 2/5 stars by our editorial team

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2.8/5.0 from 4 Offer Ratings
Over the Past 60 Days!

(4) Over the Past 60 Days!

  • APR 24.49%
  • Signup Bonus Take 20% off cosmetics, included all day when you open an account


  • Click "APPLY NOW" to apply online
  • Get 1 point for every $1 spent in merchandise purchases
  • Every 400 points = $10 Belk Rewards Dollars
  • Easy reciept-free returns

Expert Reviews

From the Editorial Team

The Belk Rewards Card offers cardmembers the convience of earning rewards points on their Belk purchases. For frequent shoppers this store card is a great option for potential savings at Belk department stores. 

Expert Reviews of the Belk Rewards Card

  • 2.0

    Regular APR

  • 0.0

    Intro APR

  • 2.0


  • 3.0


  • star rating 2.0/5

    Overall Rating

The Bottom Line

It's all about the rewards with the Belk Rewards Card. There's three levels of rewards each cardmember can earn: Rewards, Premier and Elite. Each level of rewards is based on the dollar value spent in a calendar year. Rewards will accumulate in the form of points and you'll earn 1 point for every $1 spent at Belk. However, for those who carry a balance the interest fees due to the high APR will negate the rewards savings.  

The Good

The rewards earned with the Belk Rewards Card translate into savings for cardmembers.

The Not So Good

The high APR of 24.29% could accumulate significant interest fees for those who carry a balance. This card is also subject to be exclusively used at Belk department stores. 

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

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