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Banana Republic Credit Card

Banana Republic Credit Card


Rated 2/5 stars by our editorial team

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2.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!

  • APR 26.74% variable
  • Cash Advance APR Not applicable
  • Annual Fee $0
  • Cash Advance Fee Not applicable
  • Foreign Exchange Fee Not applicable
  • Rewards Details 5 points for every $1 spent on Gap Inc. brands, in-store and online
  • Signup Bonus 20% discount will be applied at checkout to your first single receipt qualifying purchase made with your new card at within 90 days from account opening.


  • Click "APPLY NOW" to apply online
  • Cardmember-only offers and discounts
  • Free standard shipping on all online orders over $50
  • Birthday gift
  • 5 points for every $1 spent in our brands, in-store and online
  • $5 reward for every 500 points you earn

Expert Reviews

From the Editorial Team

The Banana Republic Credit Card offers robust rewards for those who are frequently shopping at Banana Republic stores. You'll enjoy the opportunity to earn rewards points exclusive to Banana Republic and it's affiliated stores. 

Expert Reviews of the Banana Republic Credit Card

  • 1.0

    Regular APR

  • 0.0

    Intro APR

  • 2.0


  • 3.0


  • star rating 2.0/5

    Overall Rating

The Bottom Line

It's all about the rewards points with the Banana Republic Credit Card. For those who frequently shop at Banana Republic, this card will earn its members valueable store perks that could add up to some significant savings. However, beware of the high APR for those who carry a balance. The potential for high interest fees would negate the rewards of this card.

The Good

This card has no annual fee and you'll be able to earn 5 rewards points for every $1 spent on both Banana Republic and any Gap Inc. purchases. 

The Not So Good

For those who carry a balance, the interest fees could be substantial due to the 26.49% variable APR. The card is only accepted at Banana Republic and its affiliated Gap Inc. stores such as Old Navy or Athleta.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

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