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Apple Bank for Savings Secured Visa Card

Apple Bank for Savings Secured Visa Card


Rated 3/5 stars by our editorial team

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3.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!

  • APR 18.24%
  • Intro APR N/A
  • Balance Transfer APR 18.24%
  • Balance Transfer Intro APR N/A
  • Cash Advance APR 25.49%
  • Penalty APR None
  • Annual Fee $19
  • Cash Advance Fee Either $15 of 5% of the amount of each cash advance, whichever is greater
  • Balance Transfer Fee Either $10 or 5% of the amount of each transfer, whichever is greater
  • Foreign Exchange Fee 3%


  • Click "APPLY NOW" to apply online
  • You can request your own credit limit by providing a deposit between $300 and $5,000 (in $50 increments) when you apply, subject to credit approval.
  • U.S. citizenship is not required, but you must have a valid SSN or ITIN and a valid U.S. address.
  • View your FICO® Credit Score each month online - for FREE! Knowing your FICO® Credit Score can help you maintain or even improve your financial health.
  • Online and Mobile Access available to all cardholders. We believe banking should be both easy and convenient!
  • Personalize your credit card with your favorite image.

Expert Reviews

From the Editorial Team

The Apple Bank for Savings Secured Visa Card is for those seeking to establish credit or rebuild credit history. Unlike many secured cards, this one from Apple Bank provides cardmembers with tangible benefits that will be an added perk while cardmembers positively build their credit history. Beware of interest fees from the APR if you fail to pay off your bill in full each billing cycle. 

Expert Reviews of the Apple Bank for Savings Secured Visa Card

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0


  • 2.5


  • star rating 3.0/5

    Overall Rating

The Bottom Line

This Secured Visa enjoys the benefits of being a Visa card and thus being accepted virtually everywhere. However, bottom line this secured card will help build the credit history you need if the bill is paid off in full at each billing cycle. 

The Good

This secured card has some key success factors to helping those build a positive credit history such as requesting the credit limit, purchase protection and extended warranties on select purchases.

The Not So Good

The annual fee of $19 could be a deal breaker for some, however added benefits that come with this secured card such as travel assistance services plus fraud and identity theft could outweigh the annual fee. The APR rate is slightly high, so failing to pay off your bill in full each cycle could really add up in fees.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

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