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Rated 4/5 stars by our editorial team

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4.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!

  • APR 14.49% - 22.49%
  • Balance Transfer APR 14.49% - 22.49%
  • Cash Advance APR 25.24%
  • Annual Fee $0
  • Cash Advance Fee $10 or 5% of value, whichever is greater
  • Balance Transfer Fee $5 or 5% of value, whichever is greater
  • Foreign Exchange Fee 3%
  • Signup Bonus A $50 gift card will be instantly loaded into your account on approval


  • Click "APPLY NOW" to apply online
  • 3% back in rewards points at
  • 2% back in rewards points at restaurants, gas stations and drug stores
  • 1% back in rewards points on all other purchases
  • Redeem your points during checkout at

Expert Reviews

From the Editorial Team

The Amazon Rewards Visa card is a solid choice worthy of consideration by customers who shop often at It also offers good rewards for shopping elsewhere within certain categories, including gas stations.

Expert Reviews of the Rewards Visa Card

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0


  • 4.0


  • star rating 4.0/5

    Overall Rating

The Bottom Line

Those who shop at Amazon can earn rather generous points plus an $80 sign-up bonus, and those with excellent credit will also qualify for a reasonable 14.49% APR. That makes this particular card an attractive option for those who frequently shop on

The Good

There is no annual fee and an $80 Gift Card will be instantly loaded into your account upon the approval of your credit card application.
You earn a point for every dollar you spend with the card, with no minimum. 100 points is worth a dollar toward eligible purchases, cash back, gift cards, and more. You earn 3% back for each $1 of eligible purchases; 2% back for purchases at gas stations, drugstores, office supply stores, and restaurants; and 1% back for everything else.

The Not So Good

The APR for purchases and balance transfers is between 14.49% and 22.49%, based on your creditworthiness, and the APR for cash advances is 25.24%. There is also a surcharge on balance transfers of either $5 or 5% of the amount of each transfer, whichever is greater. Similarly, there is a surcharge on cash advances of $10 or 5% of the transaction, whichever is greater. The fee for foreign transactions is 3% of the transacted amount.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

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