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Citi Premier® Card

Citi Premier® Card

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.9/5.0 from 8 Offer Ratings
Over the Past 60 Days!

(8) Over the Past 60 Days!

 

Rated 4.5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.9/5.0 from 8 Offer Ratings
Over the Past 60 Days!

(8) Over the Past 60 Days!

Great For

Card Details

Regular Purchase APR

18.24% - 26.24% (Variable)

Intro Purchase APR

N/A

Intro BT APR

N/A

Annual Fee

$95

Credit Needed

Excellent/Good

Card Brand

Mastercard®

Highlights
  • Click "APPLY NOW" to apply online
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
  • See additional Citi Premier® Card details
Card Fees
  • Balance Transfer Fee

    Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.

  • Penalty APR

    Up to 29.99% (Variable)

  • Foreign Transaction Fee

    0%

  • Cash Advance Fee

    5% of each cash advance; $10 minimum

Ongoing Information
  • Rewards Rate

    Earn 3X points per $1 spent at restaurants, supermarkets, gas stations, air travel and hotels and 1X per $1 spent on all other purchases

  • Annual Fee

    $95

Expert Reviews

  • 3.0 Regular APR
  • 0.0 Intro APR
  • 4.0 Fees
  • 5.0 Benefits
  • 4.5/5 Overall Rating
From the CompareCards.com Editorial Team

The Citi Premier® Card, from our partner Citi, is a well-rounded rewards credit card, especially for travel. This card offers one of the most generous rewards rates available: Earn 3X points per $1 spent at restaurants, supermarkets, gas stations, air travel and hotels and 1X per $1 spent on all other purchases You can also receive a big sign up bonus! For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.

Your ThankYou® points have no expiration and there is no limit on the amount of points you can earn. Points can be redeemed in many ways including for merchandise, travel rewards, gift cards and more. You even have the ability to transfer your points to a number of popular airline frequent flyer programs and hotel loyalty accounts!

The annual fee is $95. If you enjoy overseas travel, you’ll be happy to know that there are no foreign transaction fees with this card. 

The Good
  • Earn 3X points per $1 spent at restaurants, supermarkets, gas stations, air travel and hotels and 1X per $1 spent on all other purchases. The Citi Premier® Card has one of the most generous ongoing rewards programs available.
The Not so Good
  • The spending threshold to earn the sign up bonus is a bit high.
The Bottom Line

The Citi Premier® Card has everything you need in a travel rewards credit card with a generous rewards rate, a hefty sign up bonus, and flexible redemption options.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.

Consumer Reviews
(8 Reviews)

Offer Rating

3.9 out of 5.0

5 Star
 
 
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Your Rating

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+7 users submitted a rating without a full review

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85 Found this review helpful

By: | Mar 22, 2016

Great travel bonus and generous other rewards. This card has come a long way.

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