Rated 4.5/5 stars by our editorial team
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3.7/5.0 from 1,618 Offer Ratings
Over the Past 60 Days!
11.99% - 22.99% Variable
0% for 14 months
0% for 14 months
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
With the Discover it® Cash Back credit card you can earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. plus, earn unlimited 1% cash back on all other purchases - automatically. The strong earnings categories change on a regular basis, but they typically include popular products and services related to travel, dining, groceries, and gas. As an exclusive offer, Discover will automatically match all of the cash back you earn during your first year of cardmembership.
Rewards never expire. Discover will credit your account with your Cashback Bonus balance if your account is closed or if you have not used your account within 18 months. You can also redeem the accumulated rewards by making a charitable contribution of your liking, or by converting them into purchase power for merchandise or gift cards.
The Discover it® Cash Back credit card additionally offers new card members an introductory APR of 0% for 14 months from the date of account opening. There is also no annual fee and no foreign transaction fees, as well as a free FICO® credit score available online and with your monthly statements.
Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.