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Discover it® Business Card
Discover it® Business Card

Discover it® Business Card

 

Rated 4.5/5 stars by our editorial team

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Rated 4.5/5 stars by our editorial team

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Over the Past 60 Days!

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Great For

Earn unlimited 1.5% cash back on every dollar spent on all purchases, plus a dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically.

Card Details

Regular Purchase APR

14.49% to 22.49% Variable

Intro Purchase APR

0% for 12 Months

Intro BT APR

N/A

Annual Fee

$0

Credit Needed

Excellent/Good

Card Brand

Discover

Highlights

Earn a 1.5% cash back on every dollar spent

Get a dollar-for-dollar match of all the cash back you earn at the end of your first year

Pay No Annual Fee

  • INTRO OFFER: Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. And no limit to how much we’ll match. So you could turn $350 cash back into $700 with Cashback Match™.
  • Earn 1.5% cash back on every dollar spent on all purchases.
  • Redeem your cash back for any amount, any time. Your rewards never expire.
  • Track business expenses. Download transactions easily into Quicken, QuickBooks, and Excel.
  • Add up to 50 free employee cards.
  • No annual fee.
  • 100% U.S. based customer service. Talk to a real person at any time, day or night.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • See Rates & Fees
Card Fees
  • Balance Transfer Fee

    5%

  • Foreign Transaction Fee

    None

Ongoing Information
  • Rewards Rate

    1.5% cash back on every dollar spent on all purchases

  • Annual Fee

    $0

Expert Reviews

  • 4.0 Regular APR
  • 0.0 Intro APR
  • 5.0 Fees
  • 5.0 Benefits
  • 4.5/5 Overall Rating
From the CompareCards.com Editorial Team

Business owners earn a solid 1.5% cash back on every dollar spent on all purchases. Then, the lucrative first-year sign-up bonus means you’ll double the cash back earned in your first year.  That essentially turns your cash back rewards earning rate to 3% for the first year you are a cardholder, with Cashback Match. If you plan to pay for a slew of business expenses with a new card, the Discover it® Business Card could deliver a higher rate of cash back than other cards on all spending in your first year.

If cash flow is tight, the 0% for 12 Months on purchases means you can take your time paying down your balance with no interest piling up during the intro period, then 14.49% to 22.49% variable APR. That’s a bonus for many business owners.

The Good
  • The Discover it® Business Card is loaded with first-year value for business owners. You can earn an industry-leading cash back rate on everything you buy in your first year, with Cashback Match, and avoid the hassle of tracking categories with $0 annual fee. There are no minimum redemption for cash back, which gives you flexibility to access your cash whenever you need it.
The Not so Good
  • Other cards offer upfront sign-up bonuses. You’ll have to wait until the end of your first year to get your Cashback Match.
The Bottom Line

This is an easy to use cash back card with a valuable sign-up bonus and generous 0% intro APR on purchases. The Cashback Match could deliver a sizable chunk of capital to invest back into your business.

Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.

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