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Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.9/5.0 from 225 Offer Ratings
Over the Past 60 Days!

(225) Over the Past 60 Days!

 

Rated 4/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.9/5.0 from 225 Offer Ratings
Over the Past 60 Days!

(225) Over the Past 60 Days!

Great For

Card Details

Regular Purchase APR

17.49% - 24.49% Variable

Intro Purchase APR

N/A

Intro BT APR

N/A

Annual Fee

$95

Credit Needed

Excellent

Card Brand

Visa®

Highlights
  • Click "APPLY NOW" to apply online
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.
Card Fees
  • Balance Transfer Fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Penalty APR

    None

  • Foreign Transaction Fee

    $0

  • Cash Advance Fee

    Either $10 or 5% of the amount of each transaction, whichever is greater.

Ongoing Information
  • Rewards Rate

    2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide

  • Annual Fee

    $95

Expert Reviews

  • 3.5 Regular APR
  • 2.5 Intro APR
  • 4.0 Fees
  • 4.5 Benefits
  • 4.0/5 Overall Rating

Editorial Disclaimer: This content is not provided by the bank advertiser. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer's Affiliate Program.

From the CompareCards.com Editorial Team

Chase Sapphire Preferred® Cardholders earn 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide worldwide. You can also earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. These points are all redeemable in travel through Chase Ultimate Rewards®. Cardholders can even earn additional points when you add an authorized user and they make a purchase within the first 3 months.

Rewards can be used on virtually any airline, and points never expire. 

Meanwhile, there are no foreign transaction fees and you receive dedicated customer service, which means that when you have a question you’ll always get to speak with a real expert in person, not a voice recorded service. The annual fee is $95.

The Good
  • Reward accumulation is practically endless with this card. You can earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Additionally, you can earn extra points for adding an authorized user on the card in the first 3 months of card membership. This card also comes with bonus points on all purchases, with additional bonus points rewarded for travel and dining.
The Not so Good
  • The annual fee is $95. Also, you need excellent credit to qualify for this card.
The Bottom Line

The Chase Sapphire Preferred® Card offers those who have excellent credit a generous rewards program, plus a high level of customer service with additional perks and privileges.

Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.

Consumer Reviews
(225 Reviews)

Offer Rating

3.9 out of 5.0

5 Star
 
 
(28)
4 Star
 
 
(150)
3 Star
 
 
(36)
2 Star
 
 
(8)
1 Star
 
 
(3)

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+209 users submitted a rating without a full review

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14 Found this review helpful

By: | Feb 28, 2019

I moved up to a reserve card and even with the 400 $ fee for the card it is well worth it. Great Customer service and flights booked through the travel department make having the reserve card well worth it. Five stars

25 Found this review helpful

By: | Feb 12, 2018

How can you beat this card! $500 in cash or $625 in travel. Best deal I've found!

10 Found this review helpful

By: | Feb 6, 2018

Best card ever ....

30 Found this review helpful

By: | Feb 4, 2018

I love this card. A person always answers when you call, not a computer. No foreign transaction fee, rental car coverage, and purchase guarantees. I have also disputed several charges due to items lost in shipping. They always have my back.

30 Found this review helpful

By: | Dec 13, 2017

I am very pleased with this card. I wanted to find a card that will fit my love for travel and this card is it. And the rental car feature is also amazing .

42 Found this review helpful

By: | Oct 26, 2017

This is my “go to” card for travel. Using Chase Travel Service takes the work out of reservations- they handle everything and give great points back - you can use points on almost all airlines. Get it!

25 Found this review helpful

By: | Sep 14, 2017

This card is great for rewards.

166 Found this review helpful

By: | Oct 14, 2016

This card is great for rewards. Chase transfers to many travel partners and you can also book travel directly through chase and get a 20% bonus on your points. The customer service is always top notch and quick to fix any issues. I also love the way teh card looks it is made of some kind of metal and doesn't bend or break easily.

168 Found this review helpful

By: | Apr 28, 2016

This card is great for rewards...you can do cash back, credit on your account, gift cards travel benefits rental cars hotels and more!! The fee is a bit much however the rental car benefits are great as it completely covers your car in case of an accident.. The customer service is great and you never have a long wait when you call. Would definitely recommend. The steel outside of the card is kind of cool as it is very sturdy and wont fall apart in your wallet. All in all a great card!!

187 Found this review helpful

By: | Feb 14, 2016

Big fan of this card. The 1:1 transfer rate to airlines miles is very nice. It saves me from getting a card with that airline. Most major airlines are applicable. I also like that points roll over so I can bank them. They will wave the annual fee if you are military. Only issue with that is that they make you prove it every year.

1 Reply

By: Celtic Dority | Jun 3, 2016

Can the miles be used on Spirit airlines?

165 Found this review helpful

By: | Nov 21, 2015

This is my most favorite card! My "go to" card! Love it! 2 points on every dining from restaurants to fast food plus all the travel perks that one can only hope for! I was re-imbursed for a lost ipad from one trip. Within an instant I was notified of fraudulent activity on acc't. Replaced within a week. Pleasant and efficient customer service! Can't say enough about it! Not to mention the oo's and ahh's I get when I present this card for purchases!

146 Found this review helpful

By: | Oct 10, 2014

I love this credit card!

162 Found this review helpful

By: | Oct 7, 2014

This is an excellent card. You actually get awarded for using it. You earn 1 point for each $1 of Net Purchases. You can also earn an additional 1 point for each $1 when you use this card at a restaurant. It also offers us Zero liability. We have owned this card for approximately 6 months already.

135 Found this review helpful

By: | Oct 7, 2014

heard this is a great card

156 Found this review helpful

By: | Sep 22, 2014

Excellent card, I spent $3000 in a month and I received my bonus point in a week

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