Being a young professional can involve a lot of financial juggling, from paying down student loans to building up an emergency fund and saving for retirement. Choosing a credit card can help you earn rewards and build a good credit history, but learning how to responsibly manage credit and avoid getting into debt with a […]
An excellent credit score can help you qualify for the best credit cards on the market. Whether you’re looking for a rewards card, cashback card, or a balance transfer card, the better your credit score, the higher the odds you’ll be approved. However, with great rewards also come some additional costs, typically in the form […]
Let’s face it — credit card interest rates can be outrageously high! The average APR on a new credit card is 16.91% and if you open a store card, it jumps to an average of 24.97%, according to a study by CompareCards. If you’re stuck in a seemingly endless cycle with credit card payments and unable […]
When it comes to building credit, the earlier the better — and choosing the right starter credit card will help you establish a good credit score. Credit cards for beginners often are basic, with few bells and whistles, but when used responsibly, you can upgrade to a better card down the line. Deciding which starter […]
If you’re someone who carries a balance month-to-month on your credit card, chances are you’re being hit with high interest charges. Unless you’re taking advantage of an intro 0% APR offer, you’ll be incurring interest charges on balances that aren’t paid in full by their due date. Those interest charges aren’t cheap either — the […]
We all know emergencies can happen. They are usually unexpected, unavoidable and expensive. I don’t know about you, but the emergencies that have happened in my life have always come at the worst possible times. This is why it is important to build an emergency fund, but sometimes the extra cushion of cash just doesn’t […]
If you’re tired of dealing with complicated rewards programs and want a simple credit card that earns a consistent rewards rate on all purchases, you should consider a flat-rate cashback card. While credit card rewards can be confusing and may require you to activate bonus categories or set limits on how much you can earn […]
For those who travel regularly, it only makes sense to have a credit card that rewards you for that spending. A travel-branded card is a natural fit, but maybe you don’t want to pay an annual fee to get one. There are plenty of options on the market, but you need to think about what’s […]
Best grocery credit cards Best overall Blue Cash Preferred® Card from American Express Best for unlimited spending Discover it® Cash Back Best with no annual fee Blue Cash Everyday® Card from American Express Best rewards flexibility Huntington Voice Credit Card® Best for simplicity Bank of America® Cash Rewards credit card Best perks Blue Cash Preferred® Card from American Express and Blue Cash Everyday® Card from American Express How we chose the best grocery credit cards If it seems like you live in the grocery store, then you may […]
If you have a limited credit history and struggle to be approved for credit cards, you may be applying for cards that are out of your credit range. Although the best credit cards are reserved for people with good or excellent credit, there are cards available for people with less than stellar credit. You’ll mainly […]
As your business grows, it may be time to do a review of the credit card you’re using to help fuel it. Which card you choose depends on what features are most important for your business. You may want a card that comes with options such as a lucrative sign-up bonus or welcome offer, high […]
Are you looking to make an expensive purchase or tackle a high credit card balance, but lacking the funds to pay it off in full? An intro 0% APR credit card can help you out by providing up to 18 months of interest-free financing on new purchases, so you can carry a balance without being […]
