Read More What Is Deferred Interest?

What Is Deferred Interest?

Credit cards that offer introductory interest-free periods and special financing options may seem like a quick and easy way to finance new purchases. But they sometimes also carry the risk of deferred interest charges. This means if you continue to carry a balance after the intro or special financing period ends, you will be hit with […]

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Read More How Crisis Impacts Retirement and Emergency Savings: Q&A With Chad Parks, CEO of Ubiquity Retirement + Savings

How Crisis Impacts Retirement and Emergency Savings: Q&A With Chad Parks, CEO of Ubiquity Retirement + Savings

During times of crisis, it can be easy to become frantic and consider dipping into savings like 401(k)s to pay off or prevent accumulation of any debt. However, withdrawing from your savings fund too soon, especially those allocated for retirement, can negatively impact your future. Instead, recognize that the difference between emergency and retirement funds: […]

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Read More 8 Tips To Improve Spending Habits and Financial Communication in Relationships

8 Tips To Improve Spending Habits and Financial Communication in Relationships

Debt, feeling unhealthy and strained relationships can all negatively impact mental health. With the current pandemic raising awareness around mental health, it is important to reflect on how bad spending habits and relationship stress also play a role. Pandemic and pre-pandemic times show that Americans struggle to avoid overspending for health and leisure, causing stress […]

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