Maybe you’ve been running a small business for a while. You might have a small business card that has served its purpose — but you’re not sure if it’s still what you need. How do you make the call whether or not it’s time to upgrade to a different card? In this article: Evaluate your […]
If you’re a business owner who’s happy with your rewards business card, but sometimes find yourself needing a higher credit limit, there’s good news — with good behavior and a good relationship with your bank, you may be able to request a higher limit on your existing card. Before you make the request, here are […]
If you are a small business owner who wants to earn cash back on every purchase without paying an annual fee, American Express has a solution for you. The latest addition to American Express’s small business card portfolio — the American Express Blue Business Cash™ Card — lets cardholders earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%, and charges no annual fee. Additionally, the card offers Expanded […]
As a small business owner, odds are there’s a lot on your plate. You have to deal with customers, employees, vendors, bills and more, to keep things up and running. Using a personal credit card for business expenses isn’t the wisest choice in the long-run and can lead to headaches come tax season. That’s where […]
Hawaiian Airlines may not be a member of the major airline alliances — it has just 64 aircraft in its fleet — but it’s the longest-serving airline in Hawaii. If you’re a business owner who frequently flies Hawaiian Airlines, the Hawaiian Airlines® Business Mastercard® could be a good addition to your portfolio of rewards cards. The best business […]
If you’re looking for a business credit card that allows you to decide how you earn cash back, then take a look at the Bank of America® Business Advantage Cash Rewards Mastercard® credit card. It starts with a $300 statement credit when you make at least $3,000 in net purchases within 60 days of your account opening.. It isn’t the biggest bonus in the business category, but it’s a good start. Then, business cardholders can earn 3% cash back on your choice of one of the following six categories: gas stations, office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, and 2% cash back on dining (on the first $50,000 each calendar year, then 1%. Earn an unlimited 1% cash back on all other purchases. You can boost your cashback rewards […]
Starting and running a small business isn’t an endeavor for the faint of heart. Even with small business optimism reaching record highs and 60% of small business owners anticipating growth over the next five years, finding the time, people, and resources to succeed is a constant challenge. If you’re looking for fresh ways to bolster […]
If you’re a small business owner, chances are you’ll need to borrow money at some point for your business to grow. A lender will have to determine whether your business is worth the risk. Business credit reports help lenders make that choice. What is a business credit report? Just as your personal credit report tracks […]
If you’re a business owner who carries a balance month-to-month, you may wonder if all that interest you paid can be written off at tax time. The silver lining to revolving business expenses month-to-month is that the interest, as well as any fees you incur on a business credit card, are tax deductible. Publication 535 […]
Business owners can write off many costs involved in their day-to-day operations, but one that may be often overlooked is the ability to deduct business credit card annual fees from their taxes. Here’s the good news: annual fees (as well as some other credit card fees) on business cards are tax deductible, according to guidelines […]
If you’re a business owner looking to open a credit card, you may have come across charge cards. Similar to credit cards, charge cards allow you to streamline spending, open employee cards and benefit from rewards and other perks. However, they provide a different set of features than traditional credit cards, and are better suited […]
It’s time to choose a new credit card for your business, but with so many options out there, how do you decide? Chase offers three self-branded, business credit cards — Ink Business Cash℠ Credit Card, Ink Business Preferred® Credit Card and Ink Business Unlimited℠ Credit Card — that could be a good fit. All three come with sign-up bonuses, different ways to earn cash back and travel/protection […]
