Checking your credit score on a regular basis is a key part of maintaining your financial health. Free credit report services, such as My LendingTree, make tracking your credit score month-to-month easier than ever. Not only does My LendingTree make tracking your credit score easy, but you’ll also receive insightful tips on how you can […]
Building credit at an early age is important, since we rely on credit for so many life activities, such as qualifying for a car loan, obtaining an apartment and sometimes even applying for a job. If you’re a parent who wants to help your teenager get a jump-start on establishing credit, or simply want your […]
Looking to build or rebuild your credit score and can’t qualify for a regular, unsecured credit card? Then a secured card may be just what you need. What differentiates a secured card from a regular, unsecured card is that the issuer requires you submit a security deposit, which will serve as your credit line for […]
If you’re building your credit with a brand-new secured credit card, you don’t necessarily have to be limited to cards with small credit lines. A number of secured cards grant limits as high as $2,500 to $5,000 or more – as long as you have enough cash on hand to put down an equivalent deposit. […]
If you’ve missed or been late on a credit card payment, you may be worried just how much your credit score will plummet. The effect a late payment has on credit scores varies based on several factors, such as how many days it’s past due, whether you’ve had multiple late payments in the recent past […]
Applying for a new credit card can be a little intimidating, especially if it’s your first credit card. And if you’re lucky enough to be approved, you’ll receive a lengthy cardmember agreement with your new card that is probably not on the top of your reading list. Once approved for a new card, you may […]
If you are one of the millions of Americans struggling with credit card debt, it can be an anxious time. It can leave you feeling overwhelmed with no idea on where to begin to pay it down. Credit card debt has topped the $1 trillion mark in America, according to the Federal Reserve, while the […]
Credit cards can be used to earn rewards, take advantage of special financing offers and simplify expenses — and they’re also a great way to build credit. Taking the time to build credit with your credit card can help you down the line when you want to take out a loan or apply for a […]
