Checking your credit score on a regular basis is a key part of maintaining your financial health. Free credit report services, such as My LendingTree, make tracking your credit score month-to-month easier than ever. Not only does My LendingTree make tracking your credit score easy, but you’ll also receive insightful tips on how you can […]
There are a lot of credit cards on the market, offering everything from cash back or travel rewards to a low APR. However, very few are one-size-fits-all, which is why it may make sense to carry more than one card in your wallet. For example, your favorite low-APR card may charge a foreign transaction fee, […]
If you need to rebuild your credit score, don’t panic. Even if your credit is bad, getting the right credit card that matches your credit profile and following good credit behavior consistently over time can bring your credit score back to life. In this article: Rebuild credit with a secured card Sign up for a […]
Looking to build or rebuild your credit score and can’t qualify for a regular, unsecured credit card? Then a secured card may be just what you need. What differentiates a secured card from a regular, unsecured card is that the issuer requires you submit a security deposit, which will serve as your credit line for […]
If you’re building your credit with a brand-new secured credit card, you don’t necessarily have to be limited to cards with small credit lines. A number of secured cards grant limits as high as $2,500 to $5,000 or more – as long as you have enough cash on hand to put down an equivalent deposit. […]
If you’ve missed or been late on a credit card payment, you may be worried just how much your credit score will plummet. The effect a late payment has on credit scores varies based on several factors, such as how many days it’s past due, whether you’ve had multiple late payments in the recent past […]
Applying for a new credit card can be a little intimidating, especially if it’s your first credit card. And if you’re lucky enough to be approved, you’ll receive a lengthy cardmember agreement with your new card that is probably not on the top of your reading list. Once approved for a new card, you may […]
If you are one of the millions of Americans struggling with credit card debt, it can be an anxious time. It can leave you feeling overwhelmed with no idea on where to begin to pay it down. Credit card debt has topped the $1 trillion mark in America, according to the Federal Reserve, while the […]
When you got your first a credit card, it came with a lower limit. Now that you’ve had the card for at least a year and used it responsibly, you feel like it’s time to get a higher credit limit. Only 40% of credit card users have asked for a higher credit limit on one […]
Credit cards can be used to earn rewards, take advantage of special financing offers and simplify expenses — and they’re also a great way to build credit. Taking the time to build credit with your credit card can help you down the line when you want to take out a loan or apply for a […]
The spending limit on your credit card is the amount of money you can charge to it at any given time. Some credit card companies offer higher limits than others, depending on how they assess your credit situation. The more they trust you, the more money they will offer on your card. You just have […]
