Checking your credit score on a regular basis is a key part of maintaining your financial health. Free credit report services, such as My LendingTree, make tracking your credit score month-to-month easier than ever. Not only does My LendingTree make tracking your credit score easy, but you’ll also receive insightful tips on how you can […]
Building credit at an early age is important, since we rely on credit for so many life activities, such as qualifying for a car loan, obtaining an apartment and sometimes even applying for a job. If you’re a parent who wants to help your teenager get a jump-start on establishing credit, or simply want your […]
Looking to build or rebuild your credit score and can’t qualify for a regular, unsecured credit card? Then a secured card may be just what you need. What differentiates a secured card from a regular, unsecured card is that the issuer requires you submit a security deposit, which will serve as your credit line for […]
If you’re building your credit with a brand-new secured credit card, you don’t necessarily have to be limited to cards with small credit lines. A number of secured cards grant limits as high as $2,500 to $5,000 or more – as long as you have enough cash on hand to put down an equivalent deposit. […]
If you’ve missed or been late on a credit card payment, you may be worried just how much your credit score will plummet. The effect a late payment has on credit scores varies based on several factors, such as how many days it’s past due, whether you’ve had multiple late payments in the recent past […]
Applying for a new credit card can be a little intimidating, especially if it’s your first credit card. And if you’re lucky enough to be approved, you’ll receive a lengthy cardmember agreement with your new card that is probably not on the top of your reading list. Once approved for a new card, you may […]
Credit cards can be used to earn rewards, take advantage of special financing offers and simplify expenses — and they’re also a great way to build credit. Taking the time to build credit with your credit card can help you down the line when you want to take out a loan or apply for a […]
