Your credit score affects everything from the interest rate you’ll pay on an auto loan to whether you’ll be hired for certain jobs, so it’s understandable if you’re wondering how to raise your credit score quickly. While there are no shortcuts for building up a solid credit history and score, there are some steps you […]
Credit cards can be used to earn cash back or travel rewards, take advantage of introductory 0% APR offers and simplify expenses — but they’re also one of the best ways to build your credit history and scores. Here are some credit building tips to follow that can help you along the way. How to […]
Building credit at an early age is important, since we rely on credit for so many life activities, such as qualifying for a car loan, obtaining an apartment and sometimes even applying for a job. If you’re a parent who wants to help your teenager get a jump-start on establishing credit, or simply want your […]
Looking to build or rebuild your credit score and can’t qualify for a regular, unsecured credit card? Then a secured card may be just what you need. What differentiates a secured card from a regular, unsecured card is that the issuer requires you submit a security deposit, which will serve as your credit line for […]
If you’re building your credit with a brand-new secured credit card, you don’t necessarily have to be limited to cards with small credit lines. A number of secured cards grant limits as high as $2,500 to $5,000 or more – as long as you have enough cash on hand to put down an equivalent deposit. […]
If you’ve missed or been late on a credit card payment, you may be worried just how much your credit score will plummet. The effect a late payment has on credit scores varies based on several factors, such as how many days it’s past due, whether you’ve had multiple late payments in the recent past […]
Applying for a new credit card can be a little intimidating, especially if it’s your first credit card. And if you’re lucky enough to be approved, you’ll receive a lengthy cardmember agreement with your new card that is probably not on the top of your reading list. Once approved for a new card, you may […]
