Home » Credit Card Reviews » IHG Rewards Club Premier Card Review

IHG Rewards Club Premier Card Review

IHG Rewards Club Premier Card Review

*Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any credit card issuer. This site may be compensated through a credit card issuer partnership.

This article was last updated Jul 10, 2018. Terms and conditions may have changed. For the most accurate information, please consult the issuer website.

The information related to the IHG® Rewards Club Premier Credit Card has been collected by CompareCards and has not been reviewed or provided by the issuer of this card prior to publication.

The IHG® Rewards Club Premier Credit Card Sign-Up Bonus

The IHG® Rewards Club Premier Credit Card has a good sign-up bonus: Earn 125,000 bonus points after spending $3,000 on purchases within the first three months of account opening.

What can you use the points for?

We think IHG® Rewards points are worth about half a cent each, but it’s possible to earn more than half a cent in value. For example, the Intercontinental Park Lane in London costs 60,000 points a night, but is currently going for $450 a night in cash, a value of almost one cent per point.

This luxury London hotel is located in the heart of Mayfair and overlooks the Royal Parks. Despite the top redemption cost, this category 11 hotel is still a good value for your money due to the quality of the accommodations and privileged address.


InterContinental New York Times Square is another example where you can take advantage of redeeming points for an expensive, category 11 hotel. Although not precisely in Times Square, it’s a short, 5-minute walk, and the hotel sits right on the border of the Theater District.


And if you’re headed to Eruope, the Intercontinental Amstel Amsterdam is a great deal.

It’s easy to get a whopping 1 cent per point or even better value at this grand riverfront property. It’s still “only” a category 9 property, so if you are traveling to Amsterdam you might want to consider this property sooner rather than later.


High-category, expensive hotels are not the only ones to look into for bargains. Sometimes you can get ahead with simpler hotels if they fit your travel plans. For example, the category 2 Holiday Inn Express Cape Town City Centre has an unbeatable central location, as the name suggests, and offers panoramic views of Table Mountain.


Holiday Inn Berlin City West is an even better value for the money if you want a place reasonably close to the airport and the city. And being a category 1 hotel, it costs only 10,000 points.


Sometimes, your redemption value can be even better than the price suggests

Keep in mind that the lowest rate you see when you check the hotel on IHG.com doesn’t include taxes, so what you pay in cash will be higher.

But when you book with points, you don’t pay taxes.

Hotel Indigo San Diego Del Mar is a beautiful, boutique hotel located a half-mile away from the Torrey Pines State Natural Reserve and is already a great redemption at 25,000 points compared to the stated nightly rate.


Since you don’t pay taxes on rewards stays, you save another $30+ a night, getting you over 1 cent per point in value.


Or if you really like deep bargains, every few months IHG selects hotels that can be booked at the special ‘PointBreaks‘ rate of 5,000 points per night, which can yield 2 cents or more in value per point. The hotels they choose for this deal are usually in off the radar locations, so it’s for the adventurous and true bargain hunters.

And remember unlike many hotel point programs, IHG restricts the number of award rooms available at hotels, so you may not find an award available on the days you want to travel.

Are there other reasons to get the card?

  • The card offers a free night at eligible IHG hotels worldwide every year.
  • And you also get IHG Platinum status, its top level of recognition, for as long as you hold the card. This normally requires staying 50 nights a year, and offers priority check in and limited room upgrades when available.
  • Earn 10 points per $1 spent when you stay at an IHG hotel. Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases.
  • The Chase Sapphire Preferred® Card earns points you can transfer to IHG at 1:1, and it earns 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide.
  • But there are many more valuable transfer partner options available with the Chase Sapphire Preferred® Card than IHG points, since things like flights United can earn you 2 cents or more in value if you leverage them well.

Recommended Posts:

Read More

Discover Vs. Discover it

Discover vs. Discover it: What’s the difference? Today, all Discover credit cards fall under its Discover it® suite of credit card products. This can be confusing to people who were issued Discover cards years ago and aren’t familiar with the company’s “it” products. Discover originally had a line of credit cards that included More, Open […]

Read More

March 6, 2019

Capital One Secured Mastercard Review

Who the card is best for The Capital One® Secured Mastercard® is a good $0 annual fee secured card for people looking to rebuild credit and may not have the typical $200 available for a security deposit. Capital One considers someone rebuilding credit as a person who has defaulted on a loan more than once or been declined […]

Read More