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JetBlue Credit Card Review

JetBlue Credit Card Review

*Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any credit card issuer. This site may be compensated through a credit card issuer partnership.

This article was last updated Apr 01, 2019. Terms and conditions may have changed. For the most accurate information, please consult the issuer website.

The information related to the JetBlue Card has been collected by CompareCards and has not been reviewed or provided by the issuer of this card prior to publication.

The JetBlue Card provides the best value for those who are big fans of the New York City-based airline. It’s a solid option for someone looking for an entry-level credit card with a $0 annual fee.

Frankly, there are other airline-branded credit cards that offer more travel and purchase perks than the JetBlue Card. While you earn 3X points on JetBlue purchases, 2X at restaurants & grocery stores, 1X on all other purchases, competing travel cards offer broader spending categories for higher points.

We take a look at the pros and cons of the JetBlue Card. We also look at the Wells Fargo Propel American Express® card as a viable alternative.

Where the JetBlue Card stands out

Earn 10,000 Bonus Points after you spend $1,000 on purchases in the first 90 days from account opening as a new cardmember. That’s just enough for a round-trip flight between Fort Lauderdale, Fla., and Atlanta in mid-April.

Earn 3X points on JetBlue purchases, 2X at restaurants & grocery stores, 1X on all other purchases. Other ways to earn TrueBlue points are on partners, including Lyft, Avis rental car, Marriott Bonvoy, TrueBlue Dining Club, IHG Rewards Club, TrueBlue Shop, SoFi and at Amazon.com — but only when shopping in flight. You can also earn points on airline partners Emirates, Hawaiian Airlines, Icelandair, JetSuite X, Silver Airways, Singapore Airlines and South African Airways.

Redeem points under the airline’s TrueBlue loyalty program for reward travel on JetBlue or Hawaiian Airlines, vacation packages and magazines. You can also transfer your points to another TrueBlue member or pool them with up to seven friends or family members.

The card offers a 0% introductory APR for First 12 billing cycles following each balance transfer that posts to account within 45 days of account opening (After, 17.99%, 21.99% or 26.99% variable APR). The balance transfer fee is the greater of $5 or 3% of the transfer. You’ll pay a purchase APR of 17.99%, 21.99% or 26.99% variable.

There’s no limit to how many points you can earn with the JetBlue Card as long as your account remains active and in good standing. There are no blackout dates for booking reward travel on JetBlue flights. And feel free to use this card outside the U.S., since it has a 0% foreign exchange fee.

Additional JetBlue Card benefits

  • In-flight discount. Get 50% off cocktails, food and other eligible purchases on JetBlue flights.
  • All seats are open. You can use your TrueBlue points anytime on JetBlue-operated flights with no blackout dates.

Where the JetBlue Card falls short

The credit card’s sign-up bonus — Earn 10,000 Bonus Points after you spend $1,000 on purchases in the first 90 days from account opening — is just enough to book a round-trip flight on JetBlue, limiting your reward travel redemption options. Unlike other airline and travel-branded cards, you can only use your TrueBlue points on JetBlue or Hawaiian Airlines.

JetBlue operates 1,000 daily flights to more than 100 cities in the U.S., Caribbean and Latin America. Hawaiian Airlines operates 250 flights a day to 12 U.S. gateway cities, along with Japan, South Korea, Australia, New Zealand, American Samoa and Tahiti.

Other credit cards offer better points for restaurants and grocery store spending. You only earn higher points for travel on JetBlue, which leaves out popular categories such as hotels, rental cars, cruises, trains, taxis, ride-shares, home shares and driving tolls. You earn extra TrueBlue points for shopping at Amazon.com only while using Fly-Fi®, JetBlue’s high-speed, in-flight internet, and paying for items with the card.

Most airline-branded cards come with a free checked bag and priority services for cardmembers and their travel companions — but this isn’t offered with the JetBlue Card. And there’s no help with this card to qualify for Mosaic, JetBlue’s top elite status: you’ll have to do that by either flying 30 segments plus 12,000 base flight points, or earning 15,000 base flight points within a calendar year.

Finally, you need Excellent/Good credit to get this card.

Compare it with the Wells Fargo Propel American Express® card

If you want a travel-branded card with far more robust ways to earn and redeem points and more perks than the JetBlue Card — also with no annual fee — this is the one to consider.

Earn 30,000 bonus points when you spend $3,000 in purchases in the first 3 months as a new cardmember. That converts into $300 to spend at the Wells Fargo Go Far® Rewards website for travel, merchandise, gift cards and digital downloads.

Earn 3X points on eating out and ordering in, 3X points on gas stations, rideshares and transit, and 3X points on travel including flights, hotels, homestays and car rentals. Earn 1X points on other purchases. That’s more points and a broader definition of travel than the JetBlue Card. Travel includes spending on airlines, car rentals, hotels and home-stays, cruises, gas stations, ride-sharing, railways, parking, taxis and tolls. Terms apply.

There’s also more ways to redeem the points you earn on the Wells Fargo Propel American Express® card. If you’re a Wells Fargo customer, use them to pay down an existing loan or mortgage, get cash at Wells Fargo ATMs, deposit them into a checking or savings account or get a statement credit. If you don’t have a Wells Fargo account, you can get cash back as a credit, a deposit to a qualifying account or a paper check.

You can also redeem points at Go Far® Rewards for:

  • Online auctions for concert tickets, sporting events, merchandise or vacation packages.
  • Travel, including flights, cruises, luxury vacations and unique experiences.
  • Digital downloads of music, games and e-books.
  • Merchandise and gift cards at the Go Far® Rewards website.
  • Donate them to charity.
  • Share with friends and family.

Like the JetBlue Card, there are no limits on the points you earn on the Wells Fargo Propel American Express® card, and your points don’t expire as long as your account stays open. And the card does not have any foreign transaction fees.

For a card with a $0 annual fee, the Wells Fargo Propel American Express® card comes with a pile of travel and purchase perks, including a travel and emergency assistance program, along with emergency cash advance availability; roadside assistance; car rental loss and damage insurance; lost or damaged baggage insurance; travel accident insurance; purchase protection; cellphone protection for repair or replacement; extended warranty; and return protection.

Read our review of the Wells Fargo Propel American Express® card.

The bottom line

There’s a lot to unpack on why you would seriously consider the JetBlue Card. While it does come with a $0 annual fee, in this case, you get what you pay for — low points per dollar spent in popular spending categories, few travel and no purchase perks and limited ways to redeem your TrueBlue points.

There are airline credit cards that offer more travel-related perks including free bags, priority check-in and boarding, fee credits and myriad ways to redeem your points for flights and more. All you get with the JetBlue Card is half off in-flight purchases when you use the card.

Consider how much you fly on JetBlue. If you fly on it regularly and it serves cities you visit the most, then the card is an option. But if you want more choices, then other airline and travel cards give you the flexibility to do that, since you’re limited to using your points for flights on JetBlue or partner Hawaiian Airlines.

If the JetBlue Card is too limited for you, the Wells Fargo Propel American Express® card is a better option. With its higher points per $1 spent for travel and dining, along with good travel and purchase perks and a $0 annual fee, this card is much more appealing than the JetBlue Card.

Not only does it give you access to redeem your points at more airlines in Go Far® Rewards, you can also book hotels, rental cars, cruises, vacation packages and unique experiences. And you can’t beat the card’s travel and purchase perks.

Choose the JetBlue Card if you want to maintain your loyalty to JetBlue and don’t care about earning higher points or travel perks. Go with the Wells Fargo Propel American Express® card instead if you want more points per dollar spent in popular spending categories, more flexibility in how you redeem them and perks that make travel and purchasing easier.

Read our roundups of Best Airline Credit Cards and Best Travel Credit Cards.


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