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How to share or transfer points among family and friends for free

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This article was last updated Nov 13, 2015, but some terms and conditions may have changed or are no longer available. For the most accurate and up to date information please consult the terms and conditions found on the issuer website.

Chase has changed its rules for Ultimate Rewards point transfers to outside airline and hotel loyalty programs effective November 15. You’ll only be able to link the loyalty accounts of people who are authorized users of your credit card account, and live at the same address.

That’s a change from the early days of Ultimate Rewards, which let you transfer points to anyone’s airline or hotel partner account.

In addition to Ultimate Rewards, the other major bank point programs, several hotel programs, and a couple of airline programs still have options to share points for free or little cost.

There are two ways to share. One is to transfer points outside the program to an account with an airline or hotel partner like United MileagePlus®. This is usually not reversible. The second is to combine points within the same home program, like from one Chase Ultimate Rewards® account to another. That’s usually reversible.

Here’s a rundown of your options for each of the major programs with free or low cost sharing:

Bank programs

American Express Membership Rewards®

Membership Rewards point transfer partners include 16 airline programs (Delta SkyMiles®, Aeromexico Club Premier, Air Canada Aeroplan, Air France Flying Blue, Alitalia MilleMiglia, ANA Mileage Bank, Asia Miles, British Airways Executive Club, El Al Matmid, Emirates Skywards, Hawaiian Miles, Iberia Plus, JetBlue TrueBlue, Singapore KrisFlyer, Virgin America Elevate, and Virgin Atlantic FlyingClub), as well as 4 hotel programs (Best Western Rewards®, Choice Privileges, Hilton HHonors, and Starwood Preferred Guest®).

Transfer points to airline / hotel accounts that aren’t yours? Yes, you can transfer to the loyalty program accounts who is an additional cardholder on your card’s account.

You can add the loyalty accounts of authorized users using the ‘Link Loyalty Programs’ option on your account summary page.

You’ll then be able to select your authorized user’s card and enter that person’s loyalty program information so you can transfer out.


Can you share Membership Rewards points with others? No, you can’t combine points with someone else’s Membership Rewards account.

Citi ThankYou®

Citi ThankYou® lets you transfer points to our accounts with 12 airline partners (Asia Miles, EVA Air Infinity MileageLands, Etihad Guest, Flying Blue, Garuda Indonesia, Malaysia Airlines Enrich, Qantas Frequent Flyer, Qatar Airways Privilege Club, Singapore Airlines KrisFlyer, Thai Airways Royal Orchid Plus, Virgin America Elevate, and Virgin Atlantic Flying Club), as well as Hilton HHonors for hotels.

You need a Citi ThankYou® card with an annual fee like the Citi ThankYou® Premier Card or Citi Prestige® to be eligible for point transfer.

The information related to the Citi Prestige® has been collected by CompareCards and has not been reviewed or provided by the issuer of this card.

Transfer points to airline / hotel accounts that aren’t yours? No, you can only transfer points to your own airline and hotel accounts.

Share Citi ThankYou® points with others? Yes, you can transfer your ThankYou® points to anyone else’s ThankYou® account. Then that person can transfer the points to their own airline or hotel account.

You can do this by choosing the ‘Points Sharing’ option under the ‘Do more / Ways to use points’ menu on ThankYou.com.

You’ll need the recipient’s ThankYou® member account number or credit card number to direct the points.

This is currently the most liberal point sharing option around, and you can do this as many times as you’d like, as long as it’s not for illicit reasons like selling your points to a stranger.

There a couple of catches though:

  • Once you share points, the recipient has 90 days to use the points before they expire.
  • Points you earned from an introductory bonus can’t be shared.

Chase Ultimate Rewards

Chase Ultimate Rewards offers the ability to transfer points to accounts with 6 airline partners (United MileagePlus®, Southwest Rapid Rewards, British Airways Executive Club, Virgin Atlantic Flying Club, Korean SkyPass, Singapore Airlines KrisFlyer) and 3 hotel partners (Hyatt Gold Passport, Marriott Rewards, and IHG® Rewards).

You need an Ultimate Rewards based card with an annual fee like the Chase Sapphire Preferred® Card or Ink Business Preferred℠ Credit Card to be eligible to transfer points to outside loyalty program accounts.

Transfer points to airline / hotel accounts that aren’t yours? Yes, with authorized users of your account who live at your address, and for business cards, with authorized card users who are co-owners of your business.

Share Chase Ultimate Rewards points with others? Yes, you can send points to your spouse or domestic partner who has an active Ultimate Rewards account, or for business cards, a business co-owner who has an active Ultimate Rewards account. You can do this using the Combine Points page on UltimateRewards.com.

Hotel programs

Hyatt Gold Passport

You can share points with another member once per 30 days, and you can only share enough to top off the recipient’s account to reach a specific award. To do it you’ll need to manually fill out this form and email, FAX, or mail it to Gold Passport customer service.

Marriott Rewards

  • You can share up to 50,000 points a year with any Marriott Rewards member. There’s a fee of $10, but it’s free for Gold and Platinum level members.
  • If you’re trying to top someone’s account off for a specific award (like the 270,000 points for an air and hotel award that gets you 120,000 Southwest Rapid Rewards points and 7 hotel nights), you can transfer more than 50,000 points to get enough for that award in you’re friend’s account.
  • Call Marriott Rewards at 1-801-468-4000 to share points.

Starwood Preferred Guest®

  • If you want to transfer points to an airline partner, the name of the airline account must match the name of the Starwood account.
  • But you can send Starwood points to the Starwood account of anyone who lives at your address. And then that person can transfer out to his or her own airline mile account, or use the points to book Starwood hotel awards.

Airline programs

British Airways Executive Club

  • You can pool your Avios points with up to six people who share your address free of charge via a Household Account.
  • Once you form a household account, you can only use Avios to book tickets for people in your household, and up to 5 friends you nominate.
  • You can change the names on your household account or nomination list anytime, but the catch is each person needs to stay on your list for at least 6 months, so you can’t constantly churn a bunch of people in and out, which helps prevent people from making a business out of selling Avios awards to strangers.
  • If you don’t have a household account, you can use Avios to book travel for anyone you’d like, but you can’t pool point balances.

JetBlue True Blue

  • You can pool points with family members (up to 2 adults age 21 or over, and up to 5 children under age 21) for no fee.
  • The catch is you can only transfer points once, when you first invite a family member to the pool. Then after a family member joins the pool, any additional points earned will be contributed to the pool at a rate you set once per year.
  • So for example, if your son has 90,000 points, you can ask to initially send 30,000 points to the pool, and then contribute 10% of future points earned to the family pool.

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