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Tips for Booking Travel on the Chase Ultimate Rewards Website

Tips for Booking Travel on the Chase Ultimate Rewards Website

*Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

This article was last updated Dec 19, 2018. Terms and conditions may have changed. For the most accurate information, please consult the issuer website.

Those who love to travel and have certain Chase credit cards know a top benefit is redeeming points through the Chase Ultimate Rewards® website, considered one of the most generous and flexible rewards programs on the market.

Cards covered under the program are:

  • Chase Freedom®
  • Chase Freedom Unlimited®
  • Chase Sapphire Preferred® Card
  • Chase Sapphire Reserve®
  • Ink Business Cash℠ Credit Card
  • Ink Business Unlimited℠ Credit Card
  • Ink Business Preferred℠ Credit Card

We’ll see how to redeem points for travel via the Chase Ultimate Rewards website and highlight the rewards and perks of each Chase card that comes with Ultimate Rewards access. Finally, we’ll answer your questions about Chase Ultimate Rewards. Terms apply to Chase credit card offers. See chase.com for more information.

Using points

Chase gives cardholders three ways to use their points:

  1. Book via the Chase Ultimate Rewards website. Reserve and book flights and rooms on most airlines and hotels, along with car rentals. Your points work like cash to pay for some or all of the price. Those with the Chase Sapphire Preferred® Card or Ink Business Preferred℠ Credit Card can receive 25% more value for their points when they’re redeemed at Chase Ultimate Rewards. That value jumps to 50% if you have the Chase Sapphire Reserve® card.
  2. Transfer points to travel partners. Move your points 1:1 to nine airline and four hotel loyalty programs. It’s a good way to get more value if you already have points or miles in specific loyalty programs.
  3. Redeem for a statement credit. Apply your rewards points toward your card balance or deposit it directly to most U.S. checking and savings accounts.

Booking travel

The easiest way to use your points for travel is to book via the Chase Ultimate Rewards website, by following these steps:

Log on to the Ultimate Rewards website.

 

If you have more than one Chase card, make sure you combine your points to get the maximum value for your travel bookings.

Screenshots taken from chase.com on December 19, 2018

Hover your mouse over “Redeem for travel.”

If it’s a flight you’re after, enter your information and click “Search.” You can choose the number of passengers, class of service and whether or not you want to limit your search to nonstop flights. You can also opt to include a car rental, hotel or tourist activities.

In this case, we searched for a flight between New York-JFK and Los Angeles. The result here reflects the 50% bonus you receive for booking flights as a Chase Sapphire Reserve® cardholder. While the cheapest flight costs $296.40, the reward would only cost you 19,760 points.

Note that if you don’t see the airline of your choice on the Chase Ultimate Rewards website, it doesn’t necessarily mean you can’t book through that airline. Some airlines not on the website, such as Southwest, Allegiant, Norwegian and Gol, can be booked by calling a Chase representative.

Remember to include more airports around your area to make sure you aren’t missing on other opportunities, such as searching for NYC-LAX, which covers all airports in the New York region, rather than JFK-LAX. In the example below, you’ll see the total number of points required to reserve the flight as well as the cost. You can choose to pay in $312 in cash or redeem 20,800 points for the flight at checkout.

Chase credit cards

All points and cash back earned on the cards below can be used to help pay for travel — covering airline tickets, hotels, car rentals, activities and cruises — at the Chase Ultimate Rewards website. They can also be transferred to four hotel or nine airline partners.

Chase Freedom®

This $0 annual fee card allows new cardmembers to Earn a $200 Bonus after spending $500 on purchases in your first 3 months from account opening. Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories every 3 months. Unlimited 1% cash back on all other purchases.. The current category offers 5% cash back at Gas Stations, Tolls, and Drugstores.

With the Chase Freedom® card, you’re able to redeem your cash back as a statement credit or direct deposit into most U.S. checking and savings accounts. You can also use your cash back at the Chase Ultimate Rewards website to book travel, and combine it with points from the Chase Sapphire Preferred® Card or the Chase Sapphire Reserve® for extra rewards.

The card only comes with purchase protection and an extended warranty. You’ll pay a foreign transaction fee of 3% of each transaction in U.S. dollars when you use this card.

Chase Freedom Unlimited®

Chase Freedom Unlimited®

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on Chase's secure site

  • 0% Intro APR for 15 months on purchases

  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.

  • 14.99% - 23.74% Variable

Highlights
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • Earn unlimited 1.5% cash back on all other purchases.
  • Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases.
  • No annual fee
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open

See additional details for Chase Freedom Unlimited®

More Info

The rewards on this $0 annual fee card are simple: Earn 5% cash back on travel purchased through Chase, 3% on dining and drugstores, and 1.5% on all other purchases.

If you have the Chase Sapphire Preferred® Card or the Chase Sapphire Reserve®, you can combine the cash back earned on the Chase Freedom Unlimited® with the points you earn on the other two cards and use them at the Chase Ultimate Rewards website.

If it’s cash you want, you can get cash back as an account statement credit or an electronic deposit into an eligible U.S.-based checking or savings account. The card comes with purchase protection and  extended warranty protection. A foreign transaction fee of 3% of each transaction in U.S. dollars is charged every time you use the card.

Chase Sapphire Preferred® Card

 

This card has an annual fee of $95. New cardmembers Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®.

Earn 2X points on travel and dining at restaurants, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases worldwide.

The Chase Sapphire Preferred® Card card comes with travel and purchase perks: trip cancellation and interruption insurance, auto rental collision damage waiver, baggage delay insurance, trip delay reimbursement, travel and emergency assistance services, purchase protection and extended warranty protection. It has a $0 foreign transaction fee.

Chase Sapphire Reserve®

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases.

  • One Year Complimentary Lyft Pink ($199 minimum value). Complimentary DashPass subscription from DoorDash after activating by 12/31/21.

Highlights
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
  • Up to $100 application fee credit for Global Entry or TSA Pre✓®
  • One Year Complimentary Lyft Pink ($199 minimum value). Complimentary DashPass subscription from DoorDash after activating by 12/31/21.

See additional details for Chase Sapphire Reserve®

More Info

Be warned — this luxury card starts with a $550 annual fee. The sign-up bonus allows new cardmembers to Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Those bonus points add up to $750 you can use toward travel or other purchases at the Chase Ultimate Rewards website.

You can earn 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. on the Chase Sapphire Reserve®. The card comes with a $300 annual travel credit, but you won’t get the higher points per dollar spent on travel until you meet that $300 spend. The credit covers card purchases such as airline tickets/fees, rideshares like Uber or Lyft, public transportation, tolls, car rentals, lodging and cruises. It also comes with an up to $100 credit to cover Global Entry and TSA Precheck enrollment fees charged to your card. The credit is applied automatically on your next card statement.

The Chase Sapphire Reserve® comes with generous travel and purchase perks: these include trip delay and cancellation insurance; travel accident insurance; lost luggage reimbursement; trip delay reimbursement; emergency evacuation and transportation; rental car insurance and discounts; purchase protection; return protection; and extended warranty.

Ink Business Cash℠ Credit Card

This $0 annual fee business card sign-up bonus allows new cardmembers to Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening. Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.

The Ink Business Cash℠ Credit Card also comes with tools to help companies manage their business, including free cards for employees, travel and emergency assistance services, Avis rental car discounts, auto rental collision damage waiver, extended warranty and purchase protection.

But you’ll pay 3% of each transaction in U.S. dollars in foreign transaction fees.

Ink Business Preferred℠ Credit Card

New cardmembers Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That adds up to $1,000 toward travel rewards when redeemed through the Chase Ultimate Rewards website. The card comes with a $95 annual fee.

Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn. You can also earn 20,000 bonus points for each business owner you invite who gets the Ink Business Preferred℠ Credit Card, up to 100,000 bonus points a year.

The Ink Business Preferred℠ Credit Card allows you to issue cards to employees and accumulate points under those accounts, and you can also set individual spending limits for each card. It also comes with trip cancellation/trip interruption insurance, roadside dispatch, auto rental collision damage waiver, cell phone protection, purchase protection and extended warranty protection.

Ink Business Unlimited℠ Credit Card

With Ink Business Unlimited℠ Credit Card, Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening. The card has a $0 annual fee.

Cardholders Earn unlimited 1.5% cash back on every purchase made for your business. Redeem points for cash back, gift cards, travel and more through the Chase Ultimate Rewards website.

The card comes with travel and emergency assistance, roadside dispatch, auto rental collision damage waiver, purchase protection and extended warranty protection.

Cardholders can add employee cards for free. The Ink Business Unlimited℠ Credit Card also allows cardholders to set and change individual spending limits on employee cards and earn rewards from their purchases.

Chase Ultimate Rewards FAQs

Does the Chase Ultimate Rewards website list the same airfare as airlines and other travel sites?

Not always. It’s always good to compare fares at other sources, like airline websites and online travel agents: Expedia, Google Flights, Kayak, Orbitz, Priceline and Travelocity, to name a few.

What airlines can I use for travel with points?
There are two ways to use your points for travel. One, you can book directly at Chase Ultimate Rewards, where there are no restrictions or rules on valid award travel — they’re good at almost every major airline. Second, you can transfer points to one of nine airline partners: Aer Lingus AerClub, British Airways Executive Club, Flying Blue Air France/KLM, Iberia Plus, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards®, United MileagePlus® and Virgin Atlantic Flying Club.

Will I earn airline loyalty program miles for flights I book with points?
If you transfer your points to an airline loyalty program, you won’t. But if you buy a ticket through Chase Ultimate Rewards using points or cash, you can earn miles under that airline’s loyalty program.

How long does it take to transfer points into airline miles?
Chase does miles transfers instantly — but check with the airline to see how long it takes to access your miles once the transfer from Chase is completed.

Check out credit cards with airline mile transfer features.

How is travel defined by Chase Ultimate Rewards?

The travel category includes airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages.

The bottom line

The Chase Ultimate Rewards website is a powerful tool for cardmembers who want to get the most out of their points, especially if they have the Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® or the Ink Business Preferred℠ Credit Card.

The site, powered by Expedia, allows cardmembers to search more than 250 airlines, 272,000 lodging options and dozens of car rental companies around the world. There’s also access to special discounts and seasonal offers.

The next time you’re ready to book a flight, a hotel room, a rental car or a cruise, consider doing it at the Chase Ultimate Rewards website so you get the biggest bang for your points buck.

Check out our round-up of best travel credit cards.

The information related to Chase Freedom®, Ink Business Cash℠ Credit Card, Ink Business Unlimited℠ Credit Card and Ink Business Preferred℠ Credit Card have been independently collected by CompareCards and have not been reviewed or provided by the issuer of this card prior to publication.


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