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Best Credit Cards for Shopping Online, Streaming Services and Food Delivery

Best Credit Cards for Shopping Online, Streaming Services and Food Delivery

*Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any credit card issuer. This site may be compensated through a credit card issuer partnership.

This article was last updated Apr 13, 2020. Terms and conditions may have changed. For the most accurate information, please consult the issuer website.

Many Americans are staying at home as much as possible due to the coronavirus pandemic. This means that shopping online, streaming movies and ordering food delivery have all become bigger parts of consumers’ regular routines than before.

We’ve put together a list of credit cards that can help you earn rewards for these spending categories, so that with good planning, your budget can go just a little further. Cashback rewards often can be applied as statement credits, thus reducing the amount of your purchases.

These cards were chosen through a review of cards available on CompareCards, as well as through top issuers.

Best credit cards for online shopping

With many consumers limiting in-person shopping trips in an effort to slow the spread of COVID-19, online shopping has taken on a new importance in daily life. Below are some credit cards that offer cash back for online purchases, which help offset some of the cost of those purchases.

Bank of America® Cash Rewards credit card

This card offers 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases, 1% cash back on every purchase. Choices for the 3% category include gas, online shopping, dining, travel, drug stores or home improvement/furnishings.

Examples of some of the merchant types that qualify for the online shopping category are:

  • Bookstores
  • Clothing and apparel
  • Department stores
  • Discount stores
  • Electronics
  • Specialty retail stores
  • Sporting goods

Additional card details:

  • Redemption options: Statement credits, deposits into a Bank of America checking or savings account, credits to an eligible Merrill account, checks and contributions to a qualifying 529 account with Merrill.
  • Annual fee: $0
  • Sign-up bonus: $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Regular purchase APR: 15.49% - 25.49% Variable APR on purchases

Read our review of the Bank of America® Cash Rewards credit card.

Amazon Prime Rewards Visa Signature Card

If you’re an Amazon Prime member, the Amazon Prime Rewards Visa Signature Card offers a generous cashback rate on your Amazon orders. Earn 5% back at Amazon.com and Whole Foods Market, 2% back at restaurants, gas stations and drugstores, 1% back on all other purchases.

Additional card details:

  • Redemption options: Statement credits, electronic deposits into a checking or savings account, shopping with points on Amazon.com, gift cards and travel. You may also be offered the opportunity to use points for products or services from third-party merchants.
  • Annual fee: $0
  • Sign-up bonus: $70 Amazon.com Gift Card instantly upon credit card approval.
  • Regular purchase APR: 15.99% - 23.99% variable

Also worth considering for online shopping is the Amazon Prime Store Card. Prime members who use this card can earn 5% back at Amazon.com, but the card can only be used for Amazon purchases.

Read our review of the Amazon Prime Rewards Visa Signature Card

Capital One® Walmart Rewards™ Card

For those who prefer to shop online at Walmart instead, the Capital One® Walmart Rewards™ Card offers an excellent cashback rate. Earn 5% back at Walmart.com & Walmart app, Grocery Pickup and Delivery, 2% at Walmart stores, Walmart & Murphy USA Fuel Stations, Restaurants & travel, 1% Everywhere else Mastercard® is accepted.

Additional card details:

  • Redemption options: Statement credits, covering a purchase, gift cards and travel.
  • Annual fee: $0
  • Sign-up bonus: Earn 5% back in Walmart stores for the first 12 months when you use your Capital One Walmart Rewards Card with Walmart Pay - the quick and secure way to pay with your phone at Walmart.
  • Regular purchase APR: 17.99% - 26.99% variable

There’s also the Walmart Rewards Card, a store card, which earns 5% back on purchases made at Walmart.com and on the Walmart app, 2% back on Walmart purchases in stores outside of the introductory offer; and 2% back at Walmart Fuel Stations.

Read our review of the Walmart credit cards

Discover it® Cash Back

  • 0% for 14 months on purchases and Balance Transfers, then 11.99% - 22.99% Variable.

  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically. *

  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically*

Highlights
  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • See Rates & Fees

See additional details for Discover it® Cash Back

More Info

The Discover it® Cash Back card offers the opportunity to earn a great cashback rate if you’re willing to activate different categories each quarter. Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically. See the full Discover cashback calendar.

Additional card details:

  • Redemption options: Statement credits, electronic deposits, gift cards/ecertificates, pay with cashback bonus at select merchants and charitable donations to select charities.
  • Annual fee: $0
  • Sign-up bonus: For new cardmembers, Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Regular purchase APR: 11.99% - 22.99% variable

Read our review of the Discover it® Cash Back.

Best credit cards for streaming services

Whether you’re busy binge-watching “Tiger King,” discovering the latest Netflix original series with your partner or entertaining the kids with Disney classics, paying for your streaming service with the right credit card can help you earn cash back.

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Apply Now

on American Express's secure site

Terms and Conditions apply

Rates & Fees

  • $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.*

  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions and 1% Cash Back on other purchases.

  • 1% back on other purchases*

Highlights
  • Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases.
  • Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, currently 13.99% to 23.99%.
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee and no interest.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • $95 Annual Fee.
  • Terms Apply.
  • See Rates & Fees

See additional details for Blue Cash Preferred® Card from American Express

More Info

The Blue Cash Preferred® Card from American Express offers the best cashback rate on streaming services of any card that we’re aware of. It’s also one of the best cards available for consumers who spend a lot on grocery shopping. Earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions and 1% Cash Back on other purchases. Plus, 3% Cash Back on transit (e.g., taxis/rideshare, parking, tolls, trains, buses and more). Here’s the list of eligible streaming services:

  • Amazon Music Unlimited
  • Apple Music
  • Apple TV+
  • AT&T Now
  • Audible
  • CBS All Access
  • Disney+
  • ESPN+
  • Fubo TV
  • HBO Now
  • Hulu
  • iHeartRadio
  • Kindle Unlimited
  • Luminary
  • MLB.TV
  • NBA League Pass
  • Netflix
  • NHL.TV
  • Pandora
  • Prime Video
  • Showtime
  • Sling TV
  • SiriusXM Streaming and Satellite
  • Spotify
  • Stitcher
  • YouTube Music Premium
  • YouTube Premium
  • YouTube TV

Additional card details:

    • Redemption options: You can redeem your cash back as statement credits. From time to time, American Express also offers options such as gift cards and merchandise.
    • Annual fee: $95
    • Welcome offer: $250 statement credit after you spend $1,000 in purchases on your new card within the first 3 months..
    • Regular purchase APR: 13.99%-23.99% variable

To see rates & fees for Blue Cash Preferred® Card from American Express please click here.

Wells Fargo Propel American Express® card

This is a versatile card with rewards in numerous categories. Earn 3X points on eating out, ordering in and popular streaming services, 3X points on gas stations, rideshares and transit, and 3X points on travel including flights, hotels, homestays and car rentals. Earn 1X points on other purchases. For the streaming category, here’s what earns 3X points:

  • Apple Music®
  • Hulu
  • Netflix
  • Pandora®
  • Sirius XM Radio Inc.
  • Spotify Premium

Additional card details:

  • Redemption options: Deposits or credits to a qualifying account, checks, cash from a Wells Fargo ATM, gift cards, travel, merchandise and charitable donations.
  • Annual fee: $0
  • Welcome offer: Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
  • Regular purchase APR: 14.49% to 24.99% (variable)

Chase Freedom®

Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories every 3 months. Unlimited 1% cash back on all other purchases. Chase offered select streaming services as part of the 5% category for 2020’s first quarter, and brought the offering back for the second quarter, too. See the full Chase Freedom® cashback calendar. These are the merchants that are eligible for 5% back on streaming:

  • Apple Music
  • Disney+
  • ESPN+
  • Fubo TV
  • Google Play
  • Hulu
  • Netflix
  • Pandora
  • SiriusXM
  • Sling
  • Spotify
  • Vudu
  • YouTube TV

Additional card details:

  • Redemption options: Statement credits, direct deposits into a checking or savings account, shopping with points at Amazon, gift cards and travel.
  • Annual fee: $0
  • Sign-up bonus: Earn a $200 Bonus after spending $500 on purchases in your first 3 months from account opening.
  • Regular purchase APR: 14.99% to 23.74% variable

Read our review of the Chase Freedom®.

Best credit cards for food delivery

Ordering delivery can let you enjoy food from your favorite restaurant at home — whether the restaurant itself offers delivery or you’re using a service such as DoorDash, Grubhub, Postmates or Uber Eats. And paying with the right credit card is a smart way to make your order a little cheaper, since you can earn rewards on dining.

Wells Fargo Propel American Express® card

While the Wells Fargo Propel American Express® card is great for streaming services, it also makes our top pick for food delivery. Earn 3X points on eating out, ordering in and popular streaming services, 3X points on gas stations, rideshares and transit, and 3X points on travel including flights, hotels, homestays and car rentals. Earn 1X points on other purchases.

Additional card details:

  • Redemption options: Deposits or credits to a qualifying account, checks, cash from a Wells Fargo ATM, gift cards, travel, merchandise and charitable donations.
  • Annual fee: $0
  • Welcome offer: Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
  • Regular purchase APR: 14.49% to 24.99% (variable)

Read our review of the Wells Fargo Propel American Express® card.

Capital One® SavorOne® Cash Rewards Credit Card

The Capital One® SavorOne® Cash Rewards Credit Card offers a strong cashback rate on dining and select streaming services, as well as a pretty good rate on grocery shopping. Cardholders earn 3% cash back on dining; 3% cash back on entertainment; 2% cash back at grocery stores; 1% cash back on all other purchases; plus 3% cash back on select streaming services, including Netflix, Hulu and Disney+, through Sept. 30, 2020.

If you’re looking at the card for its grocery store rewards, be aware that grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores and superstores — or at grocery stores associated with discount stores or superstores — won’t qualify for the 2% rate.

Additional card details:

  • Redemption options: Statement credits and checks.
  • Annual fee: $0
  • Sign-up bonus: Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening.
  • Regular purchase APR: 15.49% - 25.49% (variable)

Read our review of the Capital One® SavorOne® Cash Rewards Credit Card.

American Express® Gold Card

American Express® Gold Card

Apply Now

on American Express's secure site

Terms and Conditions apply

Rates & Fees

  • 35,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.*

  • Earn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery, and 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.

  • Up to $100 per year for incidentals*

Highlights
  • Earn 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.
  • Earn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery.
  • Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
  • $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees

See additional details for American Express® Gold Card

More Info

This card offers strong rewards on dining and U.S. supermarket purchases and a valuable dining credit. Earn Earn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery. Additionally, earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X), and 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.

For the dining credit, you can earn up to $10 each month in statement credits when you pay with this card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. Note that enrollment is required in order to earn the dining credit.

Additional card details:

    • Redemption options: Amex Membership Rewards points can be used for covering your card charges, to pay with points at checkout, to redeem for gift cards, to book or upgrade travel, to transfer to travel partner loyalty programs and to shop with partner merchants.
    • Annual fee: $250
    • Welcome offer: 35,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.
    • Regular purchase APR: See Rates & Fees

To see rates & fees for American Express® Gold Card please click here.

Read our review of the American Express® Gold Card.

Uber Visa Card

With the Uber Visa Card, earn 5% back in Uber Cash on Uber rides, Uber Eats, and JUMP, 3% in Uber Cash on restaurants, bars, hotels, and airfare, and 1% back in Uber Cash on all other purchases. If you use Uber Eats a lot, this could be the card for you.

Earning 5% back when you use this card to pay for Uber Eats orders is generous, and earning 3% back on other restaurant purchases is nothing to scoff at either. It should be noted that the Uber Visa Card’s rewards only come in the form of Uber Cash, so if you prefer being able to redeem for cash back, one of the other cards on this list might be a better option.

Additional card details:

  • Redemption options: Uber Cash can be used to pay for Uber rides, orders with Uber Eats and use of JUMP bikes and scooters.
  • Annual fee: $0
  • Sign-up bonus: Earn $100 in Uber Cash after spending $500 on purchases in the first 90 days from account opening.
  • Regular purchase APR: 17.24%, 23.24% or 27.99% variable

The information related to Amazon Prime Rewards Visa Signature Card and Chase Freedom® have been independently collected by CompareCards and have not been reviewed or provided by the issuer of this card prior to publication.


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