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Best Credit Cards for Shopping Online, Streaming Services and Food Delivery

Best Credit Cards for Shopping Online, Streaming Services and Food Delivery

*Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

This article was last updated Oct 09, 2020. Terms and conditions may have changed. For the most accurate information, please consult the issuer website.

Many Americans are staying at home as much as possible due to the coronavirus pandemic. This means that shopping online, streaming movies and ordering food delivery have all become bigger parts of consumers’ regular routines than before.

We’ve put together a list of credit cards that can help you earn rewards for these spending categories, so that with good planning, your budget can go just a little further. Cashback rewards often can be applied as statement credits, thus reducing the amount of your purchases.

These cards were chosen through a review of cards available on CompareCards, as well as through top issuers.

Best credit cards for online shopping

With many consumers limiting in-person shopping trips in an effort to slow the spread of COVID-19, online shopping has taken on a new importance in daily life. Below are some credit cards that offer cash back for online purchases, which help offset some of the cost of those purchases.

Bank of America® Customized Cash Rewards credit card

  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

  • 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), 1% cash back on all other purchases

Highlights
  • No annual fee 
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening 
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases 
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers 
  • No expiration on rewards 
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase. That means you could earn up to 5.25% cash back on purchases in your choice category. 
  • Contactless Cards - The security of a chip card, with the convenience of a tap 

See additional details for Bank of America® Customized Cash Rewards credit card

More Info

This card offers 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), 1% cash back on all other purchases. Choices for the 3% category include gas, online shopping, dining, travel, drug stores or home improvement/furnishings.

Examples of some of the merchant types that qualify for the online shopping category are:

  • Bookstores
  • Clothing and apparel
  • Department stores
  • Discount stores
  • Electronics
  • Specialty retail stores
  • Sporting goods

Additional card details:

  • Redemption options: Statement credits, deposits into a Bank of America checking or savings account, credits to an eligible Merrill account, checks and contributions to a qualifying 529 account with Merrill.
  • Annual fee: $0
  • Sign-up bonus: $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Regular purchase APR: 13.99% - 23.99% Variable APR

Read our review of the Bank of America® Customized Cash Rewards credit card.

Amazon Prime Rewards Visa Signature Card

If you’re an Amazon Prime member, the Amazon Prime Rewards Visa Signature Card offers a generous cashback rate on your Amazon orders. Earn 5% back at Amazon and Whole Foods Market with an eligible Prime membership*. 2% back at restaurants, gas stations, and drugstores*. 1% back on utilities, rideshare, and all other purchases.

Additional card details:

  • Redemption options: Statement credits, electronic deposits into a checking or savings account, shopping with points on Amazon.com, gift cards and travel. You may also be offered the opportunity to use points for products or services from third-party merchants.
  • Annual fee: $0
  • Sign-up bonus: Get a $100 Amazon Gift Card instantly upon approval..
  • Regular purchase APR: 14.74%-22.74% Variable

Also worth considering for online shopping is the Amazon Prime Store Card. Prime members who use this card can earn 5% back at Amazon.com, but the card can only be used for Amazon purchases.

Read our review of the Amazon Prime Rewards Visa Signature Card

Capital One® Walmart Rewards® Card

For those who prefer to shop online at Walmart instead, the Capital One® Walmart Rewards® Card offers an excellent cashback rate. Earn 5% Cash Back At Walmart.com, including pickup and delivery. 2% Cash Back In Walmart stores, at restaurants and on travel. 1% Cash Back Everywhere else Mastercard® is accepted.

Additional card details:

  • Redemption options: Statement credits, covering a purchase, gift cards and travel.
  • Annual fee: None
  • Sign-up bonus: Earn 5% cash back in Walmart stores for the first 12 months after approval when you use your Capital One® Walmart Rewards® Card with Walmart Pay – the quick and touch-free way to pay with your phone at Walmart.
  • Regular purchase APR: 17.99% - 26.99% variable

There’s also the Walmart Rewards Card, a store card, which earns 5% back on purchases made at Walmart.com and on the Walmart app, 2% back on Walmart purchases in stores outside of the introductory offer; and 2% back at Walmart Fuel Stations.

Read our review of the Walmart credit cards

Discover it® Cash Back

  • 0% for 14 months on purchases and Balance Transfers, then 11.99% - 22.99% Variable APR.

  • 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate, 1% unlimited cash back on all other purchases - automatically*

  • Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

Highlights
  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back in any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • #1 Most Trusted Credit Card according to Investor’s Business Daily.
  • No annual fee.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • See Rates & Fees

See additional details for Discover it® Cash Back

More Info

The Discover it® Cash Back card offers the opportunity to earn a great cashback rate if you’re willing to activate different categories each quarter. Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate, 1% unlimited cash back on all other purchases - automatically. See the full Discover cashback calendar.

Additional card details:

  • Redemption options: Statement credits, electronic deposits, gift cards/ecertificates, pay with cashback bonus at select merchants and charitable donations to select charities.
  • Annual fee: $0
  • Sign-up bonus: For new cardmembers, Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Regular purchase APR: 11.99% - 22.99% Variable APR

Read our review of the Discover it® Cash Back.

Best credit cards for streaming services

Whether you’re busy binge-watching “Tiger King,” discovering the latest Netflix original series with your partner or entertaining the kids with Disney classics, paying for your streaming service with the right credit card can help you earn cash back.

Blue Cash Preferred® Card from American Express

  • Earn up to $350 in statement credits. Terms Apply.

  • Earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more), 1% Cash Back on other purchases. Terms apply.

  • 0% on purchases for 12 months from the date of account opening, then 13.99%-23.99% Variable

Highlights
  • Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back.
  • Plus, earn $150 back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership. You will receive cash back in the form of statement credits.
  • $0 intro annual fee for the first year, then $95.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Terms Apply.
  • See Rates & Fees

See additional details for Blue Cash Preferred® Card from American Express

More Info

The Blue Cash Preferred® Card from American Express offers the best cashback rate on streaming services of any card that we’re aware of. It’s also one of the best cards available for consumers who spend a lot on grocery shopping. Earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more), 1% Cash Back on other purchases. Terms apply. Here’s the list of eligible streaming services:

  • Amazon Music Unlimited
  • Apple Music
  • Apple TV+
  • AT&T Now
  • Audible
  • CBS All Access
  • Disney+
  • ESPN+
  • Fubo TV
  • HBO Now
  • Hulu
  • iHeartRadio
  • Kindle Unlimited
  • Luminary
  • MLB.TV
  • NBA League Pass
  • Netflix
  • NHL.TV
  • Pandora
  • Prime Video
  • Showtime
  • Sling TV
  • SiriusXM Streaming and Satellite
  • Spotify
  • Stitcher
  • YouTube Music Premium
  • YouTube Premium
  • YouTube TV

Additional card details:

  • Redemption options: You can redeem your cash back as statement credits. From time to time, American Express also offers options such as gift cards and merchandise.
  • Annual fee: $0 introductory annual fee for the first year, then $95
  • Welcome offer: $150 back after you spend $3,000 in purchases on the card within the first 6 months of card membership.
  • Regular purchase APR: 13.99%-23.99% variable

To see rates & fees for Blue Cash Preferred® Card from American Express please click here.

U.S. Bank Altitude® Go Visa Signature® Card

  • Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening.

  • Earn 4X points on dining, takeout and food delivery, 2X points at grocery stores, grocery delivery, streaming services and gas stations, and 1X points on all other eligible purchases.

  • 0% for 12 billing cycles on purchases*, then 14.99% - 23.99%* (Variable) and 0% introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening, then 14.99% - 23.99%* (Variable)

Highlights
  • Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more
  • Earn 4X points on takeout, food delivery and dining
  • Earn 2X points at grocery stores, grocery delivery, gas stations and on streaming services
  • $15 credit for annual streaming service purchases such as Netflix and Spotify
  • No annual fee*
  • 1X point per $1 on all other eligible purchases
  • Low Introductory APR on purchases and balance transfers
  • Points never expire
  • See Rates & Fees

See additional details for U.S. Bank Altitude® Go Visa Signature® Card

More Info

This is a versatile card with a generous rewards structure: Earn 4X points on dining, takeout and food delivery, 2X points at grocery stores, grocery delivery, streaming services and gas stations, and 1X points on all other eligible purchases. Plus, the card offers a streaming bonus. Put qualifying streaming service purchases on your card for 11 consecutive months, and you’ll get an automatic $15 statement credit within two billing cycles. Examples of streaming services that qualify have included:

  • Amazon Music Unlimited
  • Apple Music
  • AT&T TV Now
  • Disney+
  • Google Music
  • HBO Max
  • Hulu
  • Netflix
  • Pandora
  • SiriusXM
  • Slacker Radio
  • Sling TV
  • Spotify
  • Tidal
  • Vudu
  • YouTube Music
  • YouTube TV

Additional card details:

  • Redemption options: Cash back as a statement credit or as a deposit to a U.S. Bank checking or savings account, gift cards, merchandise, and travel.
  • Annual fee: $0*
  • Sign-up bonus: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening.
  • Regular purchase APR: 14.99% - 23.99%* (variable)

Best credit cards for food delivery

Ordering delivery can let you enjoy food from your favorite restaurant at home — whether the restaurant itself offers delivery or you’re using a service such as DoorDash, Grubhub, Postmates or Uber Eats. And paying with the right credit card is a smart way to make your order a little cheaper, since you can earn rewards on dining.

Chase Freedom Flex℠

  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.

  • 0% Intro APR on Purchases for 15 months

  • 14.99% - 23.74% Variable

Highlights
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Earn 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases.
  • No annual fee.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.

See additional details for Chase Freedom Flex℠

More Info

Earn 5% cash back on eligible purchases in rotating categories, 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases. In addition to restaurants and takeout, the dining category includes eligible food delivery services.

Plus, Chase Freedom Flex℠ card members receive a complimentary three-month DashPass to use on the DoorDash and Caviar app. After the first three months, the user will be auto-enrolled in DashPass for the next nine months, with a 50% discount applied to the then current membership rate. After the first 12 months, the user will be automatically enrolled for a full membership at the then current rate.

Additional card details:

  • Redemption options: Statement credits, direct deposits into a checking or savings account, shopping with points at Amazon, gift cards and travel.
  • Annual fee: $0
  • Sign-up bonus: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • Regular purchase APR: 14.99% - 23.74% variable

Capital One® Savor® Cash Rewards Credit Card

Earn unlimited 4% cash back on dining, entertainment & popular streaming services, plus 3% at grocery stores and 1% on other purchases.

Additional card details:

  • Redemption options: Statement credits, and checks, previous purchases and gift cards.
  • Annual fee: $95
  • Sign-up bonus: Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening.
  • Regular purchase APR: 15.99% - 24.99% (variable)

Read our review of the Capital One® Savor® Cash Rewards Credit Card.

U.S. Bank Altitude® Go Visa Signature® Card

While the U.S. Bank Altitude® Go Visa Signature® Card is great for streaming services, it also makes our top pick for food delivery. Earn 4X points on dining, takeout and food delivery, 2X points at grocery stores, grocery delivery, streaming services and gas stations, and 1X points on all other eligible purchases. Earning 4X points on food delivery with a $0* annual fee makes this a stellar card for foodies.

Additional card details:

  • Redemption options: Cash back as a statement credit or as a deposit to a U.S. Bank checking or savings account, gift cards, merchandise, and travel.
  • Annual fee: $0*
  • Sign-up bonus: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening.
  • Regular purchase APR: 14.99% - 23.99%* (variable)

Read our review of the U.S. Bank Altitude® Go Visa Signature® Card.

American Express® Gold Card

American Express® Gold Card

Apply Now

on American Express's secure site

Terms Apply

Rates & Fees

  • Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.

  • Earn 4X Membership Rewards® Points at Restaurants, including takeout and delivery, and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), and 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Terms apply.

  • $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.

Highlights
  • Rose Gold is back. You can now choose between Gold or Rose Gold.
  • Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
  • Earn 4X Membership Rewards® Points at Restaurants, including takeout and delivery, and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
  • Get up to 12 complimentary months of an Uber Eats Pass subscription when you enroll with your Gold Card by 12/31/21.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees

See additional details for American Express® Gold Card

More Info

This card offers strong rewards on dining and U.S. supermarket purchases and a valuable dining credit. Earn 4X Membership Rewards® Points at Restaurants, including takeout and delivery, and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), and 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Terms apply.

For the dining credit, you can earn up to $10 each month in statement credits when you pay with this card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. Note that enrollment is required in order to earn the dining credit.

Additional card details:

  • Redemption options: Amex Membership Rewards points can be used for covering your card charges, to pay with points at checkout, to redeem for gift cards, to book or upgrade travel, to transfer to travel partner loyalty programs and to shop with partner merchants.
  • Annual fee: $250
  • Welcome offer: 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
  • Regular purchase APR: See Pay Over Time APR

To see rates & fees for American Express® Gold Card please click here.

Read our review of the American Express® Gold Card.

The information related to the Amazon Prime Rewards Visa Signature Card has been independently collected by CompareCards and has not been reviewed or provided by the issuer of this card prior to publication.


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