How to Do a Balance Transfer With Discover
This article was last updated Apr 03, 2018. Terms and conditions may have changed. For the most accurate information, please consult the issuer website.
This offer and/or promotion may have since changed, expired, or is no longer available.
Balance transfers are a great way for you to finally rid yourself of lingering debt. By simply transferring debt from a card with a high APR to a new card (from a different issuer) with an intro 0% APR, you can immediately save money on interest fees.
Completing a balance transfer with Discover can easily be done online or over the phone, and in this guide, we’ll walk you through the steps to complete your balance transfer. We also provide best practices for completing your transfer and information on the Discover balance transfer cards available.
Complete your transfer online
1. Log on to your account. Select ‘Manage,’ then click on ‘Balance Transfer.’
*The Rates and Fees listed above are accurate as of April 3, 2018 and may have since changed.
2. Choose the balance transfer offer you want by clicking ‘Select This Offer.’
*The Rates and Fees listed above are accurate as of April 3, 2018 and may have since changed.
3. Select ‘Pay off a credit card or loan.’
*The Rates and Fees listed above are accurate as of April 3, 2018 and may have since changed.
4. Enter your account number and transfer amount. Then, ‘Continue to Terms’ and review them prior to submitting the transfer.
*The Rates and Fees listed above are accurate as of April 3, 2018 and may have since changed.
Complete your transfer by phone
If you rather complete a transfer over the phone, just call the number on the back of your card, and a representative will submit the request for you. Have the following information ready:
- Name on the account with the debt
- Amount to be transferred
