Articles & Advice from Alexandria White

Alexandria is a credit card writer, covering everything from credit card reviews, "Best Of" round-ups, and industry news to helpful explainers with tips and strategies for credit novices. She graduated from Adelphi University.

Credit Card Reviews

Alexandria's Top Picks

Best Low Interest Credit Cards – November 2019

November 8, 2019

If you’re someone who carries a balance month-to-month on your credit card, chances are you’re […]

secured and unsecured credit cards

Best Credit Cards With No Annual Fee for November 2019

November 8, 2019

Looking for a credit card, but not willing to fork over the money for an […]

best store credit cards

Best Store Credit Cards for November 2019

November 6, 2019

If you’ve ever been asked to apply for a credit card at checkout at your […]

Best Flat-Rate Cashback and Rewards Cards – November 2019

November 1, 2019

If you’re tired of dealing with complicated rewards programs and want a simple credit card […]

Best Credit Cards for Emergencies – November 2019

November 1, 2019

We all know emergencies can happen. They are usually unexpected, unavoidable and expensive. I don’t […]

Top 10 Credit Cards for Excellent Credit for November 2019

November 1, 2019

An excellent credit score can help you qualify for the best credit cards on the […]

More Resources

What FICO Credit Score is Good?

September 11, 2018

If you’re applying for financial products that require good credit, you may be wondering if you can qualify with your current credit score. Fair, Isaac and Company — aka FICO — is a predominant credit-scoring service that assesses your credit history and provides you with a score ranging from 300 to 850.  FICO® Scores are […]

Why Isn’t American Express Accepted Everywhere?

September 11, 2018

If you have an American Express credit card, you may have been in the awkward situation where you go to use your card to pay but the merchant said it couldn’t accept it. While that may not happen regularly, it can create issues if an Amex card is the only form of payment you typically […]

Difference Between Secured and Unsecured Credit Cards

September 6, 2018

New to credit? You may have come across secured credit cards in your search for a credit card, but are wondering how they differ from unsecured credit cards and if they’re the right choice for you. In short, they’re quite similar — except that secured credit cards require something called a security deposit, which we’ll […]

One Year After the Equifax Breach, 9 in 10 Americans Stepped Up Fight Against Identity Theft

August 30, 2018

In the year since the announcement of the Equifax data breach, which exposed the personal information of some 148 million Americans, 91% of consumers said they took some sort of action to protect themselves from identity theft, according to a new survey from Equifax publicly announced the data breach on September 7, 2017. As […]

Do You Have to Be a Student to Get a Student Credit Card?

August 28, 2018

As a young adult looking to build credit, you have likely heard of student credit cards and how they can help establish credit — but have you ever wondered if it’s required to be a student to open a student credit card? In most cases, student credit cards are reserved for — you guessed it […]

Visa Checkout Review

August 22, 2018

When you pay for purchases online, you may have come across the Visa Checkout option and wonder if it’s worth creating an account. Visa Checkout is an online and mobile payments platform that allows you to enter a username and password at checkout and complete your purchase without requiring you to manually input your credit […]

What Is a Cash Advance?

August 21, 2018

A cash advance may seem like a quick and easy way to get cash if you’re in a bind, but it can cost you a great deal of money in the long run due to numerous fees and high interest charges. There are plenty of alternative options that can provide you with cash, such as […]

What Is Deferred Interest?

August 1, 2018

Credit cards offering introductory interest-free periods and special financing options may seem like a quick and easy way to get out of debt or finance new purchases. But they sometimes also carry the risk of deferred interest charges. Many of the cards with deferred interest tend to include terms like “no interest if paid in […]

Should I Consolidate My Credit Card Debt?

July 16, 2018

Credit card debt tops $1 trillion with an estimated 122 million Americans carrying an average debt of $4,453, according to a study done by MagnifyMoney. (Disclosure: MagnifyMoney is owned by LendingTree, which also owns CompareCards.) If you’re one of them, you may be considering consolidating your credit card debt. You can do this by utilizing […]

How Does Credit Card Interest Work?

July 5, 2018

The interest rate you incur on a credit card is referred to as your APR — annual percentage rate. Since interest rates are listed as annual percentages, simply divided your interest rate by 365 to get your daily interest rate. The most common way you’ll be charged interest on your credit card is when you […]