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45,000 point LaQuinta card with no fee – worth the application?

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This article was last updated Mar 10, 2017, but some terms and conditions may have changed or are no longer available. For the most accurate and up to date information please consult the terms and conditions found on the issuer website.

laquinta

La Quinta has one of the lesser known hotel rewards programs of those out there, but it is definitely worth paying attention to.

While is may not be as easy to earn points compared with some of the other programs, it is still possible to earn a good number through their credit card and there are some fantastic redemption opportunities if you’re not always looking for a four or five-star hotel.

Offer details

La Quinta’s credit card has an offer available to earn up to 45,000 La Quinta points, and they’ll give you instant Gold status, but the spending requirement to earn the 45,000 points is high.

Here’s what you need to do to earn the points:

  • Spend $1,000 within your first three billing cycles, earn 10,000 points
  • Spend $5,000 within your first six billing cycles, earn 10,000 additional points
  • Spend $10,000 within your first 12 billing cycles, earn 20,000 more points

In total, you can earn 45,000 bonus points after spending $10,000 within your first year of being a cardmember, in addition to earning non-bonus points from spending on the card.

Is it a good deal?

It’s not the best deal credit card on the market, but it isn’t bad. 45,000 points is great, but the fact that you need to spend $10,000 to earn the full bonus is a little steep. However, this credit card is issued by First Bankcard, which is not one of the major players in credit card offers. It presents a good opportunity to apply for a credit card and earn points from a bank other than Citi, Chase, and American Express. Considering that the card doesn’t have an annual fee, your main consideration should be the opportunity cost of points earned by spending $10,000 on another credit card.

What are the card benefits?

When spending on the La Quinta card, you’ll earn:

  • 5 points per dollar at La Quinta Inns and Suites
  • 2 points per dollar on car rentals, gas, and dining
  • 1 point per dollar on all other purchases

You’ll also be upgraded to Gold status as long as you have the card. Gold status gets you a few nice perks as well:

  • 20% bonus on all base points earned
  • 2 room upgrade certificates per year

This card does not have an annual fee.

How can you use the points?

La Quinta points can be used for a few different things:

  • Free nights at La Quinta properties
  • Gift cards for shopping, dining, or entertainment at over 100 different retailers, restaurants, and more
  • Make charitable donations
  • Transfer your La Quinta points to airline miles
  • Redeem your points for magazine subscriptions
  • Stay at luxury resorts around the globe

As a general rule, however, the best redemption options will be for a free night at a La Quinta property. We’ll share some good value redemptions below.

How do the points work?

Point redemptions start at 6,000 points per night and there are six total categories of hotels.

  1. 6,000 points
  2. 8,000 points
  3. 11,000 points
  4. 15,000 points
  5. 18,000 points
  6. 24,000 points

La Quinta does not officially offer a points and cash rate, but if you are short on the number of points needed to make a booking, you can either purchase the additional points or call in to make your booking and you may be provided with a points and cash rate.

Good value redemptions

La Quinta Inn Sacramento Downtown – 8,000 points per night

ExteriorView

The La Quinta Inn Sacramento Downtown is located in the heart of the business district and close to Sacramento International Airport. You could easily use this as a base to spend a day in the city before flying home after a long weekend skiing near Lake Tahoe. Other hotels are going to cost you a lot more points – DoubleTree by Hilton Sacramento (20,000 – 30,000 Hilton points per night), Holiday Inn Express Sacramento Convention Center (15,000 IHG points per night), or the Courtyard Sacramento Midtown (10,000 – 15,000 Marriott points per night) – so it’s definitely worth considering the La Quinta.

La Quinta Inn and Suites Cedar City, Utah – 11,000 points per night

la-quinta-cedar-city

The La Quinta Inn and Suites in Cedar City, Utah puts you easily within striking distance of Zion National Park. It’s a pretty new and nice property and it only costs 11,000 points per night. Compare that with other properties in the area like the Hampton Inn (20,000 – 30,000 Hilton points per night), Holiday Inn Express Hotel & Suites Cedar City (25,000 IHG points per night), or the SpringHill Suites Cedar City (25,000 – 30,000 Marriott points per night), and it’s clear how much you’ll be saving by staying with La Quinta.

La Quinta Inn and Suites Bozeman, MT – 18,000 points per night

LobbyView

There are few places as awesome as Bozeman when it comes to finding a base for some wintertime adventures and the La Quinta presents a good opportunity to save a few bucks on your trip. For only 18,000 points per night it is possible to book a room. Other hotels in the area are closer to being competitive than our previous examples, but what’s going to give you the leg up is the fact that La Quinta’s program is lesser-known, so their availability may be better even during peak travel times. For reference, other hotels in the area are the Hampton Inn Bozeman (20,000 – 30,000 Hilton points per night), Holiday Inn Bozeman (20,000 IHG points per night), and the Fairfield Inn Bozeman (15,000 – 20,000 Marriott point per night).

La Quinta Inn and Suites Manhattan – 24,000 points per night

Guest Room

A look at the highest category of La Quinta hotels only shows a few properties, including the La Quinta Inn and Suites Manhattan. Booking this hotel presents incredible value compared with other hotels in the area.

The Hampton Inn Manhattan-Chelsea will set you back 40,000 – 70,000 Hilton points per night, the Candlewood Suites New York City Times Square costs 40,000 IHG points per night, and Courtyard New York/Manhattan 5th Avenue costs between 35,000 and 40,000 points per night.

In fact, the only way you are going to spend less points in Manhattan is by booking through Wyndham hotels since all of their hotels cost 15,000 points per night. (Note that Hyatt does have some properties available for 20,000 points per night, but their points are significantly more valuable, as are SPG points).


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March 16, 2017