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30,000 point Amtrak credit card bonus live again – get $800+ in value

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This article was last updated Jul 20, 2017, but some terms and conditions may have changed or are no longer available. For the most accurate and up to date information please consult the terms and conditions found on the issuer website.

The information related to The Amtrak Guest Rewards World MasterCard has been collected by CompareCards and has not been reviewed or provided by the issuer of this card. This offer is no longer available. To see the most up-to-date offers, visit our Top Bonus Mile Credit Card Offers page.

The Amtrak Guest Rewards World MasterCard from Bank of America is now offering 30,000 bonus points.

This deal, spotted by Reddit users, is up from the 20,000 points the card typically offers.

You get the points after you make $1,000 or more in purchases on your new card within 90 days of account opening.

“You will qualify for 30,000 bonus points if you use the World Mastercard® account to make any combination of Purchase transactions totaling at least $1,000 (exclusive of any fees, including the annual fee, returns and adjustments) that post to your account within 90 days of the account open date. Cash advances and balance transfers do not apply for purposes of this offer. Limit 1 bonus points offer per new account. This one-time promotion is limited to new customers opening an account in response to this offer.

Here are other details about the card…

  • To welcome you to your new card, you’ll also receive a complimentary Companion Coupon, One-Class Upgrade and a single-day ClubAcela® pass for access to ClubAcela, Amtrak Metropolitan Lounge® or First class lounges upon account opening
  • Get a 5% Amtrak Guest Rewards point rebate when you book your Amtrak redemption travel.
  • 1,000 Tier Qualifying Points (TQPs) every time you make at least $5,000 in purchases in a calendar year, up to 4,000 TQPs
  • $79 annual fee
  • There’s no limit to how many points you can earn and you can redeem them when you want since your points will not expire as long as your card account is open.
  • No foreign transaction fees

The upfront $79 fee isn’t cheap.

But you get the companion coupon, upgrade, and club pass upfront as well – you don’t have to wait for your card anniversary to get them.

The real deal here though is in the value of the points.

Amtrak points are based on the cash price of a train ticket, and generally they’re worth about 2.5 to 3 cents each toward rail fare.

For example 30,000 points can get you around 10 one way trips in Coach from New York to Washington, D.C. at current fares.


That can save you over $800, though on trains with the very lowest ‘Saver’ fares your points don’t go as far to save you cash, because Amtrak calculates the points price on the somewhat higher ‘Value’ fare.

But you can still squeeze out about $500 in value from the bonus if you tend to only ride trains with the very cheapest ‘Saver’ fares.


Even if you don’t live in the Northeast, there’s great value to be had from Amtrak points.

In California, local trains from Oakland to Sacramento and Los Angeles to San Diego are pretty consistently available for less than 1,500 points, which can get you over 15 rides with just one sign on bonus. That nets you almost 3 cents per point in value compared to the cash price of around $40 for a Los Angeles to San Diego trip.


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