Best Travel Credit Cards With No Annual Fee

It’s hard to argue with free. You could earn hundreds of dollars in travel rewards when you use a top no-annual fee travel card for everything you buy. 

Getting one of these travel credit cards is a low-risk proposition. You pay $0 for card membership, which makes it easy to come out ahead.

Redeeming travel rewards on these cards? Easy as pie. Really. No blackout dates. That’s right! No blackout dates. Fly any airline, any time. Stay at any hotel.

Apply today and start earning miles to turn your travel dreams into reality.

Discover it® Miles

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on Discover's secure site

 

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Earn 3x Miles on all Purchases in Your First Year

Massive bonus: This no-annual fee card makes a big splash and Discover rewards travelers with one of the most lucrative sign-up bonuses available. Only Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.


High on-going rewards: Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee. With the sign-up bonus, that means you will earn 3 miles for every $1 you spend during your first year, which is an incredible rate for a no-annual fee card.


Easy-to-use: Your miles won't expire. Fly any airline, any time. No foreign transaction fees.


Get Long 0% Intro APR: If you have a big purchase coming up, enjoy a long intro period: 0% Intro APR for 15 months on purchases with this card in your wallet. After the promo period ends, the APR go-to rate is 16.49% - 27.49% variable apr. That means you have over a year to pay off the balance with no interest payments piling up.


Who should get this card: If you are looking to earn a big travel sign-up bonus, this card delivers the biggest return on all your spending. This card is also a great choice for people who have a big purchase coming up that they’d like to finance interest-free for over a year. If you have high-interest credit card debt, there is an intro balance transfer offer on this card (very few travel cards offer this.) This card offers the most benefits, the best first-year sign-up bonus and an extremely high reward on all your everyday spending. This card is hard to beat.

Bank of America® Travel Rewards credit card

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on Bank of America's secure site

 

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Unlimited 1.5 Points for Every Dollar Spent

Sign-up bonus: Start with 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening. Use that as a statement credit to wipe away $250 in travel purchases.


Regular rewards rate: On top of the generous sign-up bonus, cardholders unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire. That is a first-class rate on a $0 annual fee card.


Intro APR: This card comes with 0% Intro APR for 18 billing cycles for purchases then 17.49% - 27.49% Variable APR. Finance a trip or big purchase and take up to a year to pay down your balance without interest piling up!


Say goodbye to restrictions seen on typical airline cards. This hassle-free card makes redeeming travel rewards easy. The points you earn are good for any travel expense like airfare, hotel rooms, cruises and car rentals. The Bank of America® Travel Rewards credit card comes with one of the broadest definition of travel expenses available. From limousines to motor home rentals you're covered. There's no foreign transaction fee, which can save you up to 3% on international travel charges and makes it perfect for traveling abroad.

Who should get this card: If you're looking for a high-paying travel card that offers flexibility to travel on any airline at any time, with no blackout dates, then the Bank of America® Travel Rewards credit card is a perfect match for you. You could earn hundreds of dollars in travel rewards from using this card for all your everyday expenses, while enjoying the flexibility of long 0% intro interest.

American Airlines AAdvantage® MileUp®

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on Citibank's secure site

 

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Earn American Airline Miles with No Annual Fee

Sign-up bonus: Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening.


Regular rewards rate: Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services. Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Earn 1 AAdvantage® mile for every $1 spent on other purchases.


If you buy groceries, using this card is a brilliant way to earn American Airline miles for free. There is no limit to the number of miles you can earn with this generous $0 annual fee card.


You can cash in your miles for flights with no blackout dates. Some airline programs get a bad rap for making it hard to use your miles. Not here. This card comes with an extended warranty program and purchase protection. You can also add authorized users and earn AAdvantage® miles on their purchases.


Who should get this card: If you’d like to earn American Airlines miles without paying an annual fee this is a rare find. Currently, this is the only credit card where you can earn American Airlines miles without paying an annual fee. If you buy goceries you can earn double miles on everyday items you’d be buying anyway. Because it has no annual fee, you can keep this keep this valuable card for the long-term to boost your credit score through length of credit history.

U.S. Bank Altitude® Go Visa Signature® Card

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on U.S. Bank's secure site

 

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Earn Massive Points on Dining No Matter Where You Are

Sign-up and save: The U.S. Bank Altitude® Go Visa Signature® Card has exploded onto the market with incredibly competitive offers for any travelers looking for a fantastic travel credit card. Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That’s a $250 value on top of this card’s ongoing rewards. Even better, those points never expire!


Everyday rewards: Earn 4X points on dining, takeout, and restaurant delivery, 2X points at grocery stores, grocery delivery, gas stations, EV charging stations and on streaming services. Plus, a $15 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more! And earn 1X points on all other eligible purchases. This is one of the best cards out there if you’re a foodie who frequently dines out, whether at home or out and about.
Plus, this card can help you pay off big purchases with a strong intro APR offer: 0% for 12 billing cycles on purchases, then 19.74% - 28.74% (Variable) after that intro period. This card also makes transferring your current credit card balance easy with 0% for 12 billing cycles on balance transfers and a 19.74% - 28.74% (Variable) rate once the intro period is over.


Who should get this card: Between an outstanding sign-up bonus, strong ongoing rewards and competitive intro APR period on purchases and balance transfers, the U.S. Bank Altitude® Go Visa Signature® Card is a great choice across the board.

Final Boarding Call

Attention travelers! You can earn hundreds of dollars in travel rewards from these no-annual fee travel cards. Get the most mileage out of your everyday spending and apply for one of these cards now.

Methodology

Each month, the CompareCards team reviews over 100 credit card offers examining the features most valuable to consumers including rewards, sign-up bonus, the interest rate, fees and other features to identify the best offers shown here.

*Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.