Citi Premier® Card | CompareCards.com

Citi Premier® Card

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Citi Premier® Card

 

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Rates & Fees
  • Regular Purchase APR 21.24% - 29.24% (Variable)
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $95
  • Credit Needed Good/Excellent
  • Card Brand Mastercard®
  • Regular Purchase APR 21.24% - 29.24% (Variable)
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $95
  • Credit Needed Good/Excellent
  • Card Brand Mastercard®

Highlights

  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 60,000 ThankYou® Points are redeemable for $600 in gift cards or travel rewards at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

Card Fees

Foreign Transaction Fee

0%

Balance Transfer Fee

Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.

Penalty APR

Up to 29.99% (Variable)

Ongoing Information

Rewards Rate

10X total ThankYou® Points per $1 spent on hotel, car rentals and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024. 3X -- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels 3X -- Earn 3 Points per $1 spent at Restaurants and Supermarkets 1X -- Earn 1 Point on All Other Purchases Annual Hotel Savings Benefit

Annual Fee

$95

Additional Card Details

$0 Liability on Unauthorized Changes

Yes

Auto Rental Insurance

No

Extended Warranty Program

No

Roadside Assistance

No

Purchase Protection

No

Travel Assistance

No

Flight Accident Insurance

No

Lost Luggage Reimbursement

No

Concierge Service

Yes

Expert Reviews

From the CompareCards.com Editorial Team, updated on Feb 26, 2024

The Citi Premier® Card, from our partner Citi, is a well-rounded rewards credit card, especially for travel. This card offers one of the most generous rewards rates available: 10X total ThankYou® Points per $1 spent on hotel, car rentals and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024. 3X -- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels 3X -- Earn 3 Points per $1 spent at Restaurants and Supermarkets 1X -- Earn 1 Point on All Other Purchases Annual Hotel Savings Benefit You can also receive a big sign up bonus! Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.

Your ThankYou® points have no expiration and there is no limit on the amount of points you can earn. Points can be redeemed in many ways including for merchandise, travel rewards, gift cards and more. You even have the ability to transfer your points to a number of popular airline frequent flyer programs and hotel loyalty accounts!

The annual fee is $95. If you enjoy overseas travel, you’ll be happy to know that there are no foreign transaction fees with this card. 

Expert Reviews of the Citi Premier® Card

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 4.0

    Fees

  • 5.0

    Benefits

  • 4.5/5

    Overall Rating

The Bottom Line

The Citi Premier® Card has everything you need in a travel rewards credit card with a generous rewards rate, a hefty sign up bonus, and flexible redemption options.

The Good

10X total ThankYou® Points per $1 spent on hotel, car rentals and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024. 3X -- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels 3X -- Earn 3 Points per $1 spent at Restaurants and Supermarkets 1X -- Earn 1 Point on All Other Purchases Annual Hotel Savings Benefit. The Citi Premier® Card has one of the most generous ongoing rewards programs available.

The Not so Good

The spending threshold to earn the sign up bonus is a bit high.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.

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YOUR RATING

 

Rated 4.5/5.0 stars by our editorial team

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