Citi Double Cash® Card | CompareCards.com

Citi Double Cash® Card

Apply Now

on Citibank's secure site

Reviews
" " CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.

" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

Trusted & Secure
trust icon

Empowering over
50,000,000 card holders Since 2005

Our pick for doubling your cash back

Add to Compare

Citi Double Cash® Card

 

Rated 5/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

5/5.0 from 0 Offer Ratings
Over the Past 60 Days!

Apply Now

on Citibank's secure site

Rates & Fees
  • Regular Purchase APR 18.74% - 28.74% (Variable)
  • Intro Purchase APR N/A
  • Intro BT APR 0% intro APR for 18 months on Balance Transfers
  • Annual Fee $0
  • Credit Needed Fair / Good / Excellent
  • Card Brand Mastercard®
  • Regular Purchase APR 18.74% - 28.74% (Variable)
  • Intro Purchase APR N/A
  • Intro BT APR 0% intro APR for 18 months on Balance Transfers
  • Annual Fee $0
  • Credit Needed Fair / Good / Excellent
  • Card Brand Mastercard®

Highlights

  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.74% - 28.74%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Impression Pixel

Card Fees

Foreign Transaction Fee

3%

Balance Transfer Fee

There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5)

Penalty APR

Up to 29.99% (Variable)

Ongoing Information

Rewards Rate

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.

Annual Fee

$0

Expert Reviews

From the CompareCards.com Editorial Team, updated on Oct 01, 2024

The Citi Double Cash® Card, from our partner Citi, is the perfect card for earning cash back on all purchases without having to follow category restrictions throughout the year. What makes this card so unique is the ability for consumers to earn additional cash back just for making on-time payments — just make sure you pay at least the minimum due. Citibank does advertise its products on our website.

With this card, you’re basically earning double cash back for doing what you already do on a monthly basis; making purchases and paying your bill. What’s more, you don’t need to enroll in any program and there’s no cap on the cash back you can earn. 

Cardmembers will also enjoy an intro APR of 0% intro APR for 18 months on Balance Transfers and no annual fee. 

Expert Reviews of the Citi Double Cash® Card

  • 4.0

    Regular APR

  • 5.0

    Intro APR

  • 4.0

    Fees

  • 5.0

    Benefits

  • 5.0/5

    Overall Rating

The Bottom Line

The Citi Double Cash® Card is great for those wanting to earn cash back on all purchases without having to worry about rotating categories and for those who carry a balance.

The Good

To start, Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25. This card is also great for those wanting to pay no interest on balance transfers for 18 months.

The Not so Good

While the lengthy 0% intro APR period for balance transfers is appealing, there’s no intro APR period for purchases, which many other cards in this category offer.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.

Consumer Reviews

star rating

OFFER RATING

5.0/5.0

0 Total Ratings

5 STARS

(0)

4 STARS

(0)

3 STARS

(0)

2 STARS

(0)

1 STAR

(0)

YOUR RATING

 

Rated 5/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

5/5.0 from 0 Offer Ratings
Over the Past 60 Days!

Compare Cards
Add a Card +
Back to top ↑