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Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card


Rated 5/5 stars by our editorial team

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Your Rating:

4.3/5.0 from 426 Offer Ratings
Over the Past 60 Days!

(426) Over the Past 60 Days!

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  • Regular Purchase APR 17.74% - 28.49% (Variable)
  • Intro Purchase APR 0% for 12 months on Purchases
  • Intro BT APR 0% for 21 months on Balance Transfers
  • Annual Fee $0
  • Credit Needed


  • Card Brand Mastercard®

Card Details


  • Click "APPLY NOW" to apply online or call 866-553-0847. TTY: Use 711 or other Relay Service.
  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 17.74% - 28.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • See additional Citi® Diamond Preferred® Card details

Card Fees

Foreign Transaction Fee 3%

Balance Transfer Fee Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.

Cash Advance Fee 5% of each cash advance; $10 minimum

Penalty APR Up to 29.99% Variable

Ongoing Information

Rewards Rate N/A

Annual Fee $0

Additional Card Details

$0 Liability on Unauthorized Changes No

Auto Rental Insurance No

Extended Warranty Program Yes

Roadside Assistance No

Purchase Protection Yes

Travel Assistance No

Flight Accident Insurance No

Lost Luggage Reimbursement No

Concierge Service Yes

Expert Reviews

From the Editorial Team

For those looking for a credit card with a low interest rate and lengthy promotional purchase and balance transfer period, the Citi® Diamond Preferred® Card, from our partner Citi, card could be a great choice for you. This card offers an incredible intro APR of 0% for 21 months on Balance Transfers and 0% for 12 months on Purchases along with no annual fee. Not only is the regular APR of 17.74% - 28.49% (Variable) highly competitive amongst other offers, but the Citi® Diamond Preferred® Card also offers a multitude of cardholder perks.

This card offers free access to cardholders' FICO® Scores. Overall, the Citi® Diamond Preferred® Card is a great offer for anyone looking for a simple credit card that offers a long 0% intro APR and no annual fee.

Expert Reviews of the Citi® Diamond Preferred® Card

  • 4.5

    Regular APR

  • 5.0

    Intro APR

  • 5.0


  • 3.5


  • star rating 5.0/5

    Overall Rating

The Bottom Line

This card is a great choice for those looking to save by avoiding considerable interest rate expenses on high card balances.

The Good

This card offers an industry-leading promotional intro periods that could save you hundreds if you're currently stuck under high interest credit card debt.

The Not so Good

If you are interested in cash back or rewards, this card isn't for you.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.

Consumer Reviews

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