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4.0/5.0 from 100 Offer Ratings
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Trusted & Secure
-
Empowering over
50,000,000 card holders Since 2005
Chase Sapphire Preferred® Card
Apply Now
Add to Compare
on Chase's secure site
- Regular Purchase APR 20.49% - 27.49% Variable
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $95
-
Credit Needed
Excellent
- Card Brand Visa®
Card Details
Highlights
- Click "APPLY NOW" to apply online
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
- Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
Card Fees
Foreign Transaction Fee $0
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance Fee Either $10 or 5% of the amount of each transaction, whichever is greater.
Penalty APR Up to 29.99%
Ongoing Information
Rewards Rate 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases
Annual Fee $95
Additional Card Details
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance Yes
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance Yes
Lost Luggage Reimbursement Yes
Concierge Service Yes
Expert Reviews
Editorial Disclaimer: This content is not provided by the bank advertiser. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer's Affiliate Program.
From the CompareCards.com Editorial Team
Chase Sapphire Preferred® Cardholders earn 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases worldwide. You can also earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. that's $750 when you redeem through chase ultimate rewards®. These points are all redeemable in travel through Chase Ultimate Rewards®. Cardholders can even earn additional points when you add an authorized user and they make a purchase within the first 3 months.
Rewards can be used on virtually any airline, and points never expire.
Meanwhile, there are no foreign transaction fees and you receive dedicated customer service, which means that when you have a question you’ll always get to speak with a real expert in person, not a voice recorded service. The annual fee is $95.
Expert Reviews of the Chase Sapphire Preferred® Card
- 3.5
Regular APR
- 2.5
Intro APR
- 4.0
Fees
- 4.5
Benefits
4.0/5 Overall Rating
The Bottom Line
The Chase Sapphire Preferred® Card offers those who have excellent credit a generous rewards program, plus a high level of customer service with additional perks and privileges.
The Good
Reward accumulation is practically endless with this card. You can earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. that's $750 when you redeem through chase ultimate rewards®. Additionally, you can earn extra points for adding an authorized user on the card in the first 3 months of card membership. This card also comes with bonus points on all purchases, with additional bonus points rewarded for travel and dining.
The Not so Good
The annual fee is $95. Also, you need excellent credit to qualify for this card.
Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.
Consumer Reviews
Offer Rating
4.0/5.0
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